{"id":20031,"date":"2021-05-20T15:39:57","date_gmt":"2021-05-20T07:39:57","guid":{"rendered":"https:\/\/\/?p=20031"},"modified":"2022-10-24T13:05:43","modified_gmt":"2022-10-24T05:05:43","slug":"disability-insurance-analysis","status":"publish","type":"post","link":"https:\/\/\/disability-insurance-analysis\/","title":{"rendered":"\u5931\u80fd\u96aa\u8a72\u4fdd\u55ce\uff1f\u4fdd\u96aa\u54e1\u4e0d\u4e00\u5b9a\u6703\u544a\u8a34\u4f60\u7684\u5931\u80fd\u96aa\u9808\u77e5"},"content":{"rendered":"<!-- \/367108978\/Rich01_PC_up_728x90 -->\n\t<div class='div-gpt-ad-css' id='div-gpt-ad-1564472272479-0' style='width: 728px; height: 90px;'>\n\t  <script>\n\t\tgoogletag.cmd.push(function() { googletag.display('div-gpt-ad-1564472272479-0'); });\n\t  <\/script>\n\t<\/div><p><img decoding=\"async\" class=\"alignnone size-full wp-image-43390\" src=/index.html"https:\/\/\/wp-content\/uploads\/20221024130447_35.jpg\" alt=\"\u8a72\u4fdd\u5931\u80fd\u96aa\u55ce\" width=\"2090\" height=\"1094\" 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id=\"Q3_%E5%9C%A8%E6%8F%90%E5%88%B0%E5%A4%B1%E8%83%BD%E9%9A%AA%E6%99%82%EF%BC%8C%E3%80%8C%E4%BF%9D%E8%AD%89%E7%B5%A6%E4%BB%98%E6%A2%9D%E6%AC%BE%E3%80%8D%E5%B8%B8%E6%9C%83%E8%A2%AB%E6%8B%BF%E5%87%BA%E4%BE%86%E8%A8%8E%E8%AB%96%EF%BC%8C%E8%83%BD%E8%AA%AA%E8%AA%AA%E9%80%99%E6%A2%9D%E6%AC%BE%E7%9A%84%E5%85%A7%E5%AE%B9%E5%97%8E%EF%BC%9F\"><\/span>Q3. \u5728\u63d0\u5230\u5931\u80fd\u96aa\u6642\uff0c\u300c\u4fdd\u8b49\u7d66\u4ed8\u689d\u6b3e\u300d\u5e38\u6703\u88ab\u62ff\u51fa\u4f86\u8a0e\u8ad6\uff0c\u80fd\u8aaa\u8aaa\u9019\u689d\u6b3e\u7684\u5167\u5bb9\u55ce\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u63d0\u5230\u4fdd\u8b49\u7d66\u4ed8\u689d\u6b3e\uff0c\u8981\u5148\u641e\u6e05\u695a\u5931\u80fd\u96aa\u7684\u7406\u8ce0\u904e\u7a0b\u3002<\/p>\n<p>\u5728\u6295\u4fdd\u4eba\u767c\u751f\u75be\u75c5\u6216\u610f\u5916\u5c0e\u81f4\u6b98\u5ee2\u6642\uff08\u901a\u5e38\u662f1~6\u7d1a\u6b98\uff09\uff0c\u901a\u5e38\u6703\u6709\uff16\u500b\u6708\u7684\u7b49\u5f85\u671f\u4e4b\u5f8c\uff0c\u63a5\u8457\u53bb\u627e\u91ab\u5e2b\u958b\u7acb\u8a3a\u65b7\u8b49\u660e\uff0c\u63a5\u8457\u624d\u80fd\u555f\u52d5\u5931\u80fd\u96aa\u7684\u7406\u8ce0\u6a5f\u5236\uff0c\u6295\u4fdd\u4eba\u4fbf\u80fd\u4f9d\u7167\u4fdd\u55ae\u898f\u5b9a\uff0c\u4ee5\u6708\u6216\u5e74\u70ba\u55ae\u4f4d\u7372\u53d6\u7406\u8ce0\u91d1\u3002<\/p>\n<p><strong>\u800c\u4fdd\u8b49\u7d66\u4ed8\u689d\u6b3e\uff0c\u6307\u7684\u5c31\u662f\u5728\u555f\u52d5\u7406\u8ce0\u6a5f\u5236\u4e4b\u5f8c\uff0c\u82e5\u6295\u4fdd\u4eba\u537b\u6b7b\u4ea1\u7684\u60c5\u6cc1\u4e4b\u4e0b\uff0c\u4fdd\u96aa\u516c\u53f8\u9084\u5f97\u6301\u7e8c\u8ce0\u511f\u4e00\u5b9a\u7684\u91d1\u984d\u7d66\u5bb6\u5c6c\u6216\u6307\u5b9a\u53d7\u76ca\u4eba\u3002<\/strong><\/p>\n<p>\u800c\u5728\u4fdd\u8b49\u7d66\u4ed8\u689d\u6b3e\u4e2d\uff0c\u901a\u5e38\u90fd\u8a02\u5728120\u6216180\u500b\u6708\uff0c\u610f\u601d\u662f\u82e5\u4fdd\u984d\u70ba\u6bcf\u67082\u842c\uff0c\u4fdd\u96aa\u516c\u53f8\u90fd\u5f97\u88dc\u8db3\u4ed8\u6eff 240\u842c\u6216360\u842c\u7684\u4fdd\u96aa\u91d1\u3002\u5f9e\u53e6\u4e00\u500b\u89d2\u5ea6\u770b\uff0c\u5931\u80fd\u96aa\u505c\u552e\u5176\u5be6\u4e5f\u8ddf\u4fdd\u8b49\u7d66\u4ed8\u689d\u6b3e\uff0c\u6709\u8457\u6216\u591a\u6216\u5c11\u4e0a\u7684\u95dc\u4fc2\u3002<\/p>\n<p>\u9664\u6b64\u4e4b\u5916\uff0c\u4fdd\u8b49\u7d66\u4ed8\u689d\u6b3e\u4e26\u975e\u6240\u6709\u5931\u80fd\u96aa\u90fd\u5305\u542b\u7684\uff0c\u6709\u4e9b\u5f97\u984d\u5916\u8cfc\u7f6e\u624d\u80fd\u4eab\u6709\u4fdd\u8b49\u7d66\u4ed8\u7684\u512a\u52e2\uff0c<strong>\u56e0\u6b64\u82e5\u5148\u524d\u6709\u6295\u4fdd\u5931\u80fd\u96aa\u7684\u670b\u53cb\uff0c\u90fd\u53ef\u4ee5\u78ba\u8a8d\u4e00\u4e0b\u81ea\u5df1\u7684\u4fdd\u55ae\u6709\u6c92\u6709\u9019\u90e8\u5206\u7684\u4fdd\u969c\u3002<\/strong><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Q4%E5%9C%A8%E9%81%B8%E6%93%87%E5%A4%B1%E8%83%BD%E9%9A%AA%E4%BF%9D%E5%96%AE%E6%99%82%EF%BC%8C%E6%9C%89%E4%BB%80%E9%BA%BC%E7%9C%89%E8%A7%92%E8%A6%81%E6%B3%A8%E6%84%8F%E7%9A%84%E5%97%8E%EF%BC%9F\"><\/span>Q4.\u5728\u9078\u64c7\u5931\u80fd\u96aa\u4fdd\u55ae\u6642\uff0c\u6709\u4ec0\u9ebc\u7709\u89d2\u8981\u6ce8\u610f\u7684\u55ce\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u5931\u80fd\u96aa\u7684\u7406\u8ce0\u7bc4\u570d\uff0c\u90fd\u662f\u63a1\u7167\u52de\u4fdd\u7684\u5931\u80fd\u7d66\u4ed8\u6a19\u6e96\uff0c\u56e0\u6b64\u6c92\u5fc5\u8981\u7279\u5225\u7814\u7a76\u5931\u80fd\u96aa\u7684\u7406\u8ce0\u7bc4\u570d\u3002<\/p>\n<p>\u4f46\u5931\u80fd\u96aa\u7684\u5728\u7406\u8ce0\u689d\u4ef6\u76f8\u8f03\u56b4\u82db\u4e00\u9ede\uff08\u5982\u7b49\u5f85\u671f\u8f03\u9577\u7167\u96aa\u7a2e\u9084\u8981\u9577\uff09\uff0c\u56e0\u6b64\u8981\u984d\u5916\u6ce8\u610f\u7684\uff0c\u53cd\u800c\u662f\u4ee5\u4e0b 3\u9ede\uff1a<\/p>\n<h3>1.\u6ce8\u610f\u7406\u8ce0\u91d1\u7d66\u4ed8\u65b9\u5f0f\u70ba\u300c\u6708\u7d66\u4ed8\u300d\u9084\u662f\u300c\u5e74\u7d66\u4ed8\u300d<\/h3>\n<p>\u5931\u80fd\u96aa\u7684\u4fdd\u96aa\u76ee\u7684\uff0c\u901a\u5e38\u90fd\u662f\u70ba\u4e86\u61c9\u4ed8\u76f4\u63a5\u7684\u7167\u8b77\u652f\u51fa\uff0c<strong>\u56e0\u6b64\u662f\u5426\u80fd\u5373\u6642\u9818\u5230\u7406\u8ce0\u91d1\u662f\u500b\u91cd\u8981\u7684\u8b70\u984c\u3002<\/strong><\/p>\n<p>\u800c\u9078\u64c7\u5e74\u7d66\u4ed8\u4ee5\u53ca\u6708\u7d66\u4ed8\u7684\u5dee\u5225\u5728\u65bc\uff0c\u5e74\u7d66\u4ed8\u6703\u4ee5\u4fdd\u96aa\u5e74\u5ea6\u9032\u884c\u64a5\u6b3e\u3002<\/p>\n<p>\u8209\u4f8b\u4f86\u8aaa\uff0cA\u57282021\u5e741\u670831\u865f\u8cfc\u8cb7\u5931\u80fd\u96aa\uff0c\u9694\u59292\/1\u5373\u7b26\u5408\u6b98\u5ee2\u6a19\u6e96\uff0c\u56e0\u6b64\uff21\u80fd\u5920\u5728\u516d\u500b\u6708\u7684\u7b49\u5f85\u671f\u5f8c\uff0c\u65bc8\/1\u7533\u8acb\u7406\u8ce0\uff0c\u4f46\u5018\u82e5\u9078\u64c7\u300c\u6708\u7d66\u4ed8\u300d\u5373\u80fd\u57282021\u5e749\u6708\u5e95\u5c31\u80fd\u53d6\u5f97\u7b2c\u4e00\u7b46\u7406\u8ce0\u91d1\uff1b\u800c\u300c\u5e74\u7d66\u4ed8\u300d\u5728\u9694\u5e742022\u5e74\u76841\/31\u624d\u80fd\u53d6\u5f97\u7b2c\u4e00\u4efd\u7684\u7406\u8ce0\u91d1\u3002<\/p>\n<blockquote><p><strong>\u7c21\u55ae\u4f86\u8aaa\uff0c\u80fd\u9078\u5c31\u9078\u6708\u7d66\u4ed8\u7684\u5931\u80fd\u96aa\u3002<\/strong><\/p><\/blockquote>\n<h3>2.\u9078\u64c7\u9ad8\u6708\u4efd\u7684\u4fdd\u8b49\u7d66\u4ed8\u689d\u6b3e<\/h3>\n<p>\u82e5\u662f\u9810\u7b97\u8db3\u5920\u7684\u60c5\u6cc1\u4e0b\uff0c\u4fdd\u8b49\u7d66\u4ed8\u7684\u984d\u5ea6\u8d8a\u9ad8\u7576\u7136\u8d8a\u597d\uff0c\u4ee5\u5e38\u898b\u7684120\u500b\u6708\u8207180\u500b\u6708\u4f86\u8aaa\uff0c\u5176\u5be6\u6bcf\u5e74\u4fdd\u8cbb\u4e5f\u53ea\u5dee1000~2000\u5143\u3002<\/p>\n<h3>3.\u6ce8\u610f\u8c41\u514d\u7bc4\u570d<\/h3>\n<p>\u5931\u80fd\u96aa\u7684\u8c41\u514d\u689d\u6b3e\u6307\u7684\u662f\uff0c\u7576\u6295\u4fdd\u4eba\u88ab\u5ba3\u544a\u70ba\u67d0\u4e00\u7d1a\u6b98\u969c\u7b49\u7d1a\u6642\uff0c\u5c31\u80fd\u5920\u514d\u518d\u7e73\u4ea4\u4fdd\u8cbb\uff0c\u4e26\u6301\u7e8c\u8acb\u9818\u4fdd\u96aa\u91d1\u3002<\/p>\n<p>\u5e02\u9762\u4e0a\u901a\u5e38\u7684\u5931\u80fd\u96aa\u90fd\u4ee51~6\u7d1a\u6b98\u969c\u7b49\u7d1a\u70ba\u8c41\u514d\u7bc4\u570d\uff0c\u66f4\u512a\u52e2\u7684\u7522\u54c1\u5247\u6703\u662f1~9\u7d1a\u90fd\u8a8d\u5217\u3002<\/p>\n<blockquote>\n<p style=\"text-align: center;\"><span style=\"font-size: 20px;\"><strong>\u300b\u300b\u4fdd\u96aa\u61f6\u4eba\u5305\uff1a<a href=/index.html"https:\/\/\/insurance-type-6\/\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">6\u7a2e\u4f60\u8a72\u77e5\u9053\u7684\u4fdd\u96aa\u96aa\u7a2e\u6574\u7406 <\/a>\u300a\u300a<\/strong><\/span><\/p>\n<\/blockquote>\n\n<p>\u984d\u5916\u5206\u4eab\u5e7e\u7bc7\u4fdd\u96aa\u8207\u7406\u8ca1\u76f8\u95dc\u6559\u5b78\uff1a<\/p>\n<p>1.\u00a0<a href=/index.html"https:\/\/\/blog-pos-10\/\" target=\"_blank\" rel=\"noopener noreferrer\" data-wpel-link=\"internal\">\u4f4e\u4fdd\u8cbb\u8981\u5982\u4f55\u8cb7\u5230\u9ad8\u4fdd\u969c\uff1f\u5148\u907f\u958b\u300c\u9084\u672c\u578b\u300d\u548c\u300c\u7d42\u8eab\u578b\u300d\u4fdd\u96aa<\/a><\/p>\n<p>2.\u00a0<a href=/index.html"https:\/\/\/dif-retire-insurance\/\" target=\"_blank\" rel=\"noopener noreferrer\" 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