{"id":22,"date":"2023-06-02T11:32:00","date_gmt":"2023-06-02T03:32:00","guid":{"rendered":"http:\/\/\/housepriceexce\/"},"modified":"2023-09-18T14:29:23","modified_gmt":"2023-09-18T06:29:23","slug":"housepriceexce","status":"publish","type":"post","link":"https:\/\/\/housepriceexce\/","title":{"rendered":"\u982d\u671f\u6b3e\u8981\u591a\u5c11\uff1f\u4f60\u8cb7\u5f97\u8d77\u591a\u5c11\u9322\u7684\u623f\u5b50\uff1f(\u9644\u53ef\u8ca0\u64d4\u623f\u50f9\u8a66\u7b97Excel)"},"content":{"rendered":"<!-- \/367108978\/Rich01_PC_up_728x90 -->\n\t<div class='div-gpt-ad-css' id='div-gpt-ad-1564472272479-0' style='width: 728px; height: 90px;'>\n\t  <script>\n\t\tgoogletag.cmd.push(function() { googletag.display('div-gpt-ad-1564472272479-0'); });\n\t  <\/script>\n\t<\/div><p><img decoding=\"async\" class=\"alignnone size-full wp-image-53578\" src=/index.html"https:\/\/\/wp-content\/uploads\/20230601110448_17.jpg\" alt=\"\u982d\u671f\u6b3e-\u623f\u5b50\u982d\u671f\u6b3e\u8a66\u7b97\" width=\"1329\" height=\"696\" \/><\/p>\n<p>\u8cb7\u623f\u6700\u5148\u8981\u6e96\u5099\u7684\u5c31\u662f\u982d\u671f\u6b3e\uff0c\u623f\u5b50\u982d\u671f\u6b3e\u5927\u7d04\u4f54\u7e3d\u50f9\u7684 30%\uff0c\u8cb8\u6b3e\u5247\u662f\u4f9d\u7167\u4e0d\u540c\u623f\u5b50\u7684\u689d\u4ef6\uff0c\u8cb8\u6b3e\u4e58\u6578\u6703\u4e0d\u592a\u4e00\u6a23\u3002<\/p>\n<p>\u672c\u7bc7\u5e02\u5834\u5148\u751f\u5c07\u4ecb\u7d39\uff0c\u982d\u671f\u6b3e\u8981\u591a\u5c11\u9322\u3001<a href=/index.html"https:\/\/\/house-loan-credit-ratio-effect\/\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">\u623f\u8cb8\u6210\u6578<\/a>\u3001\u53ca\u982d\u671f\u6b3e\u4ee5\u5916\u9084\u9700\u4ed8\u54ea\u4e9b\u8cbb\u7528\uff0c\u6700\u5f8c\u4e5f\u6709\u53ef\u8ca0\u64d4\u623f\u50f9excel\u8a66\u7b97\u8868\uff0c\u5e6b\u52a9\u5927\u5bb6\u8a08\u7b97\u53ef\u8ca0\u64d4\u7684\u623f\u50f9\u3002<\/p>\n<p><!--more--><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_64 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\">\u672c\u6587\u5e02\u5834\u5148\u751f\u6703\u544a\u8a34\u4f60\uff1a<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-6612688c781c1\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-6612688c781c1\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=/index.html"https:\/\/\/housepriceexce\/#%E9%A0%AD%E6%9C%9F%E6%AC%BE%E8%A6%81%E6%BA%96%E5%82%99%E5%A4%9A%E5%B0%91%E9%8C%A2%EF%BC%9F\" title=\"\u982d\u671f\u6b3e\u8981\u6e96\u5099\u591a\u5c11\u9322\uff1f\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">\u982d\u671f\u6b3e\u8981\u6e96\u5099\u591a\u5c11\u9322\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=/index.html"https:\/\/\/housepriceexce\/#%E6%AF%8F%E6%9C%88%E7%9A%84%E8%B2%B8%E6%AC%BE\" title=\"\u6bcf\u6708\u7684\u8cb8\u6b3e\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">\u6bcf\u6708\u7684\u8cb8\u6b3e<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=/index.html"https:\/\/\/housepriceexce\/#%E9%A0%AD%E6%9C%9F%E6%AC%BE%E4%B9%8B%E5%A4%96%E7%9A%84%E5%85%B6%E4%BB%96%E8%B2%BB%E7%94%A8\" title=\"\u982d\u671f\u6b3e\u4e4b\u5916\u7684\u5176\u4ed6\u8cbb\u7528\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">\u982d\u671f\u6b3e\u4e4b\u5916\u7684\u5176\u4ed6\u8cbb\u7528<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=/index.html"https:\/\/\/housepriceexce\/#%E4%BD%A0%E8%B2%B7%E5%BE%97%E8%B5%B7%E5%A4%9A%E5%B0%91%E9%8C%A2%E7%9A%84%E6%88%BF%E5%AD%90%EF%BC%9F%E6%88%BF%E5%83%B9Excel%E8%A8%88%E7%AE%97\" title=\"\u4f60\u8cb7\u5f97\u8d77\u591a\u5c11\u9322\u7684\u623f\u5b50\uff1f\u623f\u50f9Excel\u8a08\u7b97\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">\u4f60\u8cb7\u5f97\u8d77\u591a\u5c11\u9322\u7684\u623f\u5b50\uff1f\u623f\u50f9Excel\u8a08\u7b97<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=/index.html"https:\/\/\/housepriceexce\/#%E9%A0%AD%E6%9C%9F%E6%AC%BE%E8%A6%81%E5%A4%9A%E5%B0%91%E5%BF%AB%E9%80%9F%E7%B8%BD%E7%B5%90%EF%BC%9A\" title=\"\u982d\u671f\u6b3e\u8981\u591a\u5c11\u5feb\u901f\u7e3d\u7d50\uff1a\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">\u982d\u671f\u6b3e\u8981\u591a\u5c11\u5feb\u901f\u7e3d\u7d50\uff1a<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"%E9%A0%AD%E6%9C%9F%E6%AC%BE%E8%A6%81%E6%BA%96%E5%82%99%E5%A4%9A%E5%B0%91%E9%8C%A2%EF%BC%9F\"><\/span>\u982d\u671f\u6b3e\u8981\u6e96\u5099\u591a\u5c11\u9322\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<blockquote><p><b>\u623f\u5b50\u982d\u671f\u6b3e\uff1a\u5927\u7d04\u4f54\u7e3d\u50f9\u7684 30%<\/b><\/p><\/blockquote>\n<p>\u982d\u671f\u6b3e\uff0c\u5c31\u662f\u8cb7\u623f\u9700\u5148\u652f\u4ed8\u7684\u7b2c\u4e00\u7b46\u8cbb\u7528\uff0c \u4e00\u822c\u4f86\u8aaa\uff0c\u982d\u671f\u6b3e\u7d04\u6703\u4f54\u7e3d\u50f9\u768430%\uff0c\u8209\u4f8b\u4f86\u8aaa\uff0c\u4f60\u60f3\u8cb71000\u842c\u7684\u623f\u5b50\uff0c\u982d\u671f\u6b3e\u5c31\u9700\u8981\u6e96\u5099\u7d04300\u842c\u3002<\/p>\n<p>\u4f46\u982d\u671f\u6b3e\u8981\u4ed8\u591a\u5c11\uff0c\u4e5f\u53d6\u6c7a\u65bc\u53ef\u4ee5\u8cb8\u5e7e\u6210\u7684\u623f\u8cb8\uff0c\u8209\u4f8b\u4f86\u8aaa\uff0c\u5982\u679c\u8cb8\u52308\u6210\uff0c\u90a3\u982d\u671f\u6b3e\u5c31\u9700\u6e96\u50992~3\u6210\u3002<\/p>\n<p>\u76f8\u95dc\u7684\u8cb7\u623f\u89c0\u5ff5\uff0c\u53ef\u95b1\u8b80\uff1a<a href=/index.html"https:\/\/\/how-much-money-do-i-need-to-save-to-buy-a-house\/\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">\u8a72\u5b58\u591a\u5c11\u9322\u624d\u80fd\u8cb7\u623f\u6bd4\u8f03\u597d\uff1f\u8cb7\u623f\u76847\u500b\u6b63\u78ba\u89c0\u5ff5<\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E6%AF%8F%E6%9C%88%E7%9A%84%E8%B2%B8%E6%AC%BE\"><\/span>\u6bcf\u6708\u7684\u8cb8\u6b3e<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u6bcf\u6708\u7684\u623f\u8cb8\u662f\u7528\u6bcf\u6708\u7684\u9592\u9322\u652f\u4ed8\uff0c\u662f\u8cb7\u623f\u6642\u6700\u91cd\u8981\u7684\u4e00\u7b46\u652f\u51fa\u3002<\/p>\n<p>\u4e0d\u540c\u7684\u623f\u5b50(<a href=/index.html"https:\/\/\/pre-sold-house-pros-cons\/\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">\u9810\u552e\u5c4b<\/a>\u3001\u65b0\u6210\u5c4b\u3001\u4e2d\u53e4\u5c4b\u3001\u900f\u5929)\u3001\u623f\u578b(\u5927\u6a13\u3001\u5927\u5ec8\u3001\u516c\u5bd3)\u3001\u5730\u9ede(\u884c\u653f\u5340\u3001\u6377\u904b\u7ad9\u9644\u8fd1)\uff0c\u8cb8\u6b3e\u6210\u6578\u6703\u4e0d\u592a\u4e00\u6a23\u3002<\/p>\n<p>\u8209\u4f8b\u4f86\u8aaa\uff0c\u9810\u552e\u5c4b\u3001\u65b0\u6210\u5c4b\uff0c\u73fe\u884c\u9280\u884c\u623f\u8cb8\u5927\u6982\u53ef\u8cb8\u52307~8\u6210\uff0c\u6709\u4e9b\u5efa\u5546\u70ba\u4e86\u4fc3\u9032\u92b7\u552e\uff0c\u6709\u53ef\u80fd\u53ef\u4ee5\u8cb8\u52308~9\u6210\u3002\u5982\u679c\u662f\u820a\u516c\u5bd3\uff0c\u5927\u6982\u53ef\u8cb8\u52306~7\u6210\u5de6\u53f3\uff0c<\/p>\n<p>\u73fe\u884c\u5229\u7387\u5927\u7d04\u57282%\u4e0a\u4e0b\uff0c\u901a\u5e38\u662f\u520620\u5e74\u671f\u621630\u5e74\u671f\u6524\u9084\u3002<\/p>\n<p>\u7533\u8acb\u623f\u8cb8\u4ee5\u5f8c\uff0c\u6bcf\u6708\u5fc5\u9808\u5206\u671f\u6524\u9084\u4e00\u4e9b\u672c\u91d1\u548c\u5229\u606f\uff0c\u8cb8\u6b3e\u91d1\u984d\u8d8a\u9ad8\uff0c\u6bcf\u6708\u8981\u652f\u4ed8\u7684\u9322\u8d8a\u591a\uff0c\u5982\u679c\u8cb7\u592a\u8cb4\u7684\u623f\u5b50\uff0c\u5f88\u5bb9\u6613\u8b93\u81ea\u5df1\u8cc7\u91d1\u5468\u8f49\u4e0d\u9748\u3002<\/p>\n<p><b>\u7e3d\u4e4b\uff0c\u4e00\u5b9a\u8981\u6ce8\u610f\uff0c\u4ed8\u5f97\u8d77\u982d\u671f\u6b3e\u4e0d\u4ee3\u8868\u8cb7\u5f97\u8d77\u623f\uff01<\/b><\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E9%A0%AD%E6%9C%9F%E6%AC%BE%E4%B9%8B%E5%A4%96%E7%9A%84%E5%85%B6%E4%BB%96%E8%B2%BB%E7%94%A8\"><\/span>\u982d\u671f\u6b3e\u4e4b\u5916\u7684\u5176\u4ed6\u8cbb\u7528<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<blockquote><p><b>\u8cb7\u623f\u9664\u4e86\u982d\u671f\u6b3e\u5916\uff0c\u9084\u6709\u88dd\u6f62\u8cbb\u53ca\u4e00\u4e9b\u96dc\u652f\uff0c\u88dd\u6f62\u8cbb\u7d04\u4f54\u623f\u5c4b\u7e3d\u50f910%\uff0c\u96dc\u652f\u7d04\u4f54\u623f\u5c4b\u7e3d\u50f93~5%\u3002<\/b><\/p><\/blockquote>\n<p>\u8cb7\u623f\u9664\u4e86\u8981\u6e96\u5099\u982d\u671f\u6b3e\uff0c\u9084\u6709\u88dd\u6f62\u8cbb\u8ddf\u4e00\u4e9b\u96dc\u652f\uff0c\u88dd\u6f62\u8cbb\u4e2d\u5305\u542b\u5bb6\u96fb\u3001\u5bb6\u5177\u3001\u5eda\u623f\u7528\u54c1\u7b49\u8cfc\u8cb7\uff0c\u88dd\u4fee\u7684\u90e8\u5206\u53ef\u80fd\u6703\u6839\u64da\u5c4b\u6cc1\u800c\u6709\u4e0d\u540c\uff0c\u5982\u679c\u662f\u8cb7\u6bd4\u8f03\u820a\u7684\u623f\u5b50\uff0c\u53ef\u80fd\u6703\u9047\u5230\u8655\u7406\u58c1\u764c\u3001\u91cd\u65b0\u92ea\u5730\u677f\u7b49\u7b49\u72c0\u6cc1\uff0c\u5c31\u9700\u8981\u82b1\u6bd4\u8f03\u591a\u9810\u7b97\u3002<\/p>\n<p>\u96dc\u652f\u7684\u8a71\uff0c\u4e3b\u8981\u662f\u4ef2\u4ecb\u3001\u4ee3\u66f8\u3001\u4fdd\u96aa\u3001\u9084\u6709\u653f\u5e9c\u7684\u4e00\u4e9b\u898f\u8cbb\u7b49\u7b49\uff0c\u9019\u4e9b\u96dc\u652f\u7d04\u4f54\u623f\u5c4b\u7e3d\u50f9\u76843~5%\u5de6\u53f3\uff0c\u4ee5\u4e0b\u4ecb\u7d39\uff1a<\/p>\n<p><strong>1.\u7d66\u4ef2\u4ecb<\/strong><\/p>\n<ul>\n<li>\u4ef2\u4ecb\u8cbb\uff1a\u7e73\u7d66\u4ef2\u4ecb\u7684\uff0c\u4f8b\u5982\u623f\u4ef2\uff0c\u7d04\u6210\u4ea4\u91d1\u984d\u76841~2%\uff0c\u5982\u679c\u662f\u5c4b\u4e3b\u81ea\u552e\u5c31\u4e0d\u7528\u4ea4\u9019\u500b\u8cbb\u7528\u3002<\/li>\n<\/ul>\n<p><strong>2. \u7d66\u4ee3\u66f8<\/strong><\/p>\n<ul>\n<li>\u7c3d\u7d04\u8cbb\uff1a\u8cb7\u8ce3\u96d9\u65b9\u7686\u8981\u4ed81,000\u5143\u3002<\/li>\n<li>\u7522\u6b0a\u79fb\u8f49\u767b\u8a18\uff1a\u5efa\u7269\u3001\u571f\u5730\u904e\u6236\u5404\u4e00\u5f35\uff0c\u7d049,000~12,000\u5143\u3002<\/li>\n<li>\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u767b\u8a18\uff1a\u6bcf\u4ef6\u7d044,000~5,000\u5143<\/li>\n<li>\u5be6\u50f9\u767b\u9304\u4ee3\u66f8\u8cbb\uff1a1,000\u5143<\/li>\n<\/ul>\n<p><strong>3. \u7d66\u4fdd\u96aa\u516c\u53f8<\/strong><\/p>\n<ul>\n<li>\u706b\u96aa\u3001\u5730\u9707\u96aa\uff1a\u7d042,000~3,000\u5143\uff0c\u5982\u679c\u6c92\u8cb8\u6b3e\u4e5f\u53ef\u4ee5\u4e0d\u4fdd\u3002<\/li>\n<\/ul>\n<p><strong>4. \u7d66\u653f\u5e9c<\/strong><\/p>\n<ul>\n<li><a href=/index.html"https:\/\/\/deed-tax-tw-0\/\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">\u5951\u7a05<\/a>\uff1a\u623f\u5c4b\u8a55\u5b9a\u73fe\u503c\u00d76%<\/li>\n<li><a href=/index.html"https:\/\/\/stamp-duty\/\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">\u5370\u82b1\u7a05<\/a>\uff1a\u571f\u5730\u53ca\u5efa\u7269\u6838\u5b9a\u5951\u50f9\u00d70.1%<\/li>\n<li><a href=/index.html"https:\/\/\/house-tax-tw-0\/\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">\u623f\u5c4b\u7a05<\/a>\uff1a\u623f\u5c4b\u8ab2\u7a05\u73fe\u503c\u00d7\u7a05\u7387\uff0c\u8209\u4f8b\u4f86\u8aaa\uff0c\u81ea\u4f4f\u4f4f\u5bb6\u7528\u7232\uff1a\u623f\u5c4b\u8ab2\u7a05\u73fe\u503c\u00d71.2%<\/li>\n<li><a href=/index.html"https:\/\/\/land-tax-0\/\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">\u5730\u50f9\u7a05<\/a>\uff1a\u5730\u50f9\u7e3d\u984d \u00d7 \u7a05\u7387\uff0c\u8209\u4f8b\u4f86\u8aaa\uff0c\u81ea\u7528\u4f4f\u5b85\u7528\u5730\u7a05\u7387\u70ba\uff1a\u5730\u50f9\u7e3d\u984d\u00d72\u2030<\/li>\n<li>\u5730\u653f\u767b\u8a18\u898f\u8cbb\uff1a\u7533\u5831\u5730\u50f9 \u6216 \u623f\u5c4b\u73fe\u503c \u6216 \u6b0a\u5229\u50f9\u503c\u00d70.1%<\/li>\n<li>\u66f8\u72c0\u8cbb\uff1a\u4e00\u5f3580\u5143(\u901a\u5e38\u571f\u5730\u3001\u5efa\u7bc9\u5404\u4e00\u5f35)<\/li>\n<li>\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u898f\u8cbb\uff1a\u6b0a\u5229\u8a2d\u5b9a\u91d1\u984d\u00d70.001<\/li>\n<\/ul>\n<p><img decoding=\"async\" class=\"alignnone size-full wp-image-53591\" src=/index.html"https:\/\/\/wp-content\/uploads\/20230601143952_34.jpg\" alt=\"\u8cb7\u623f\u76f8\u95dc\u96dc\u652f\" width=\"1329\" height=\"1047\" \/><\/p>\n<p>\u95dc\u65bc\u8cb7\u8ce3\u623f\u5b50\u3001\u6301\u6709\u623f\u5b50\u7684\u5404\u7a2e\u7a05\u8cbb\uff0c\u8a73\u7d30\u53ef\u53c3\u8003\uff1a<a href=/index.html"https:\/\/\/buy-house-tax-all-0\/\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">\u8cb7\u8ce3\u623f\u5c4b\u8981\u7e73\u54ea\u4e9b\u7a05\uff1f\u4e00\u6b21\u4e86\u89e3\u8cb7\u5c4b\/\u6301\u5c4b\/\u8ce3\u5c4b\u6642\u8981\u7e73\u7684\u7a05\u8cbb<\/a><\/p>\n<p><strong>5. \u7ba1\u7406\u8cbb<\/strong><\/p>\n<p>\u9664\u4e86\u4e0a\u8ff0\u8cbb\u7528\u4e4b\u5916\uff0c\u9084\u9700\u4ed8\u7ba1\u7406\u8cbb\uff0c\u4e3b\u8981\u7684\u4f5c\u7528\u662f\u516c\u5171\u8a2d\u65bd\u7dad\u8b77\/\u6e05\u6f54\u3001\u516c\u5171\u6c34\u96fb\u7e73\u4ea4\u7b49\u7b49\u3002<\/p>\n<p>\u793e\u5340\u5927\u6a13\u901a\u5e38\u662f\u6bcf\u6708\u7e73\u4ea4\u7d66\u7ba1\u59d4\u6703\uff0c\u6709\u4e9b\u5247\u662f\u4f4f\u6236\u4ee3\u8868\u8ca0\u8cac\u6536\u9322\uff0c\u5982\u679c\u4f60\u662f\u8cb7\u6709\u8eca\u4f4d\u7684\u623f\u5b50\uff0c\u53ef\u80fd\u9084\u9700\u4ed8\u8eca\u4f4d\u7684\u7ba1\u7406\u8cbb\/\u6e05\u6f54\u8cbb\u3002<\/p>\n<p>\u76ee\u524d\u4ee5\u5317\u90e8\u65b0\u5927\u6a13\u4f86\u8aaa\uff0c\u7ba1\u7406\u8cbb\u4e00\u576a\u7d0460~80\u5143\uff0c\u6709\u7684\u9ad8\u7d1a\u793e\u5340\u53ef\u80fd\u6703\u8d85\u904e100\u5143\uff0c\u5982\u679c\u6709\u505c\u8eca\u4f4d\u7684\u8a71\uff0c\u9084\u6703\u6709\u505c\u8eca\u7ba1\u7406\u8cbb\u3001\u6a5f\u8eca\u7ba1\u7406\u8cbb\uff0c\u4e0d\u540c\u985e\u578b\u7684\u8eca\u4f4d(\u5e73\u9762\u5761\u9053\u3001\u6a5f\u68b0\u3001\u5854\u5f0f)\u7ba1\u7406\u8cbb\u53ef\u80fd\u6703\u4e0d\u4e00\u6a23\uff0c\u6bcf\u6708\u7d04300~1,000\u5143\u4e0d\u7b49\u3002<\/p>\n<p>\u4ee5\u4e00\u500b\u6b0a\u72c030\u576a\u7684\u65b0\u5927\u6a13\uff0c\u52a0\u4e00\u500b\u8eca\u4f4d\u4f86\u8aaa\uff0c\u6bcf\u6708\u5927\u7d04\u662f2,500~3,000\u5143\u5de6\u53f3\u3002<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E4%BD%A0%E8%B2%B7%E5%BE%97%E8%B5%B7%E5%A4%9A%E5%B0%91%E9%8C%A2%E7%9A%84%E6%88%BF%E5%AD%90%EF%BC%9F%E6%88%BF%E5%83%B9Excel%E8%A8%88%E7%AE%97\"><\/span>\u4f60\u8cb7\u5f97\u8d77\u591a\u5c11\u9322\u7684\u623f\u5b50\uff1f\u623f\u50f9Excel\u8a08\u7b97<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u4e4b\u524d\u548c\u4e00\u5c0d\u5de5\u7a0b\u5e2b\u592b\u59bb\u804a\u5929\uff0c\u4ed6\u5011\u79df\u5c4b\u591a\u5e74\uff0c\u4e00\u76f4\u60f3\u627e\u6a5f\u6703\u8cb7\u4e00\u9593\u623f\u5b50\u81ea\u5df1\u4f4f\u3002<\/p>\n<p>\u300c\u6700\u8fd1\u770b\u5230\u4e00\u95932000\u842c\u7684\u623f\u5b50\u81ea\u4f4f\uff0c\u4f46\u4e0d\u77e5\u9053\u9322\u5920\u4e0d\u5920\u3002\u300d\u4ed6\u8aaa\uff0c\u4ed6\u5011\u4e3b\u8981\u8cc7\u91d1\u90fd\u58d3\u5728\u80a1\u7968\u4e0a\uff0c\u73fe\u91d1\u4e26\u4e0d\u591a\u3002<\/p>\n<p>\u300c\u4f60\u5011\u6bcf\u6708\u80fd\u4ed8\u7684\u9592\u9322\u6709\u591a\u5c11\uff1f\u300d\u6211\u554f<\/p>\n<p>\u300c\u6263\u6389\u4e00\u4e9b\u6295\u8cc7\u548c\u4fdd\u96aa\u548c\u751f\u6d3b\u8cbb\uff0c\u6bcf\u6708\u5305\u542b\u623f\u79df\u5927\u6982\u9084\u6709 5\u842c\u7684\u9592\u9322\u3002\u300d<\/p>\n<p>\u6bcf\u67085\u842c\u9592\u9322\uff0c\u8cb72000\u842c\u623f\u5b50\u5920\u55ce\uff1f\u807d\u8d77\u4f86\u4f3c\u4e4e\u4e0d\u5927\u5920\uff0c\u4f46\u6211\u4e5f\u4e0d\u5927\u78ba\u5b9a\u3002\u65bc\u662f\u7576\u5929\u56de\u5bb6\u4ee5\u5f8c\uff0c\u6211\u7acb\u523b\u505a\u4e86\u4e00\u500b\u7c21\u55ae\u7684Excel\u8a08\u7b97\uff0c\u60f3\u8981\u627e\u51fa\u4e0d\u540c\u7684\u6536\u5165\u6c34\u6e96\uff0c\u5230\u5e95\u80fd\u8cb7\u591a\u5c11\u9322\u7684\u623f\u5b50\u3002<\/p>\n<h3>\u982d\u671f\u6b3e\u3001\u53ef\u8ca0\u64d4\u623f\u50f9Excel\u8a08\u7b97\u6b65\u9a5f<\/h3>\n<p>\u6b65\u9a5f\u4e00\uff1a\u9ede\u64ca\uff1a<a href=/index.html"https:\/\/docs.google.com\/spreadsheets\/d\/1AUyh5sfwg7D8QwGrK6uQPe4bb6IYbOLy\/edit?usp=drive_link&amp;ouid=106591346185908801869&amp;rtpof=true&amp;sd=true\" target=\"_blank\" rel=\"noopener noreferrer nofollow\" data-wpel-link=\"external\">\u8cb7\u5f97\u8d77\u591a\u5c11\u9322\u623f\u5b50\u8a08\u7b97Excel<\/a>(\u96f2\u7aef\u786c\u789f\u9023\u7d50)\uff0c\u4e26\u6309\u4e0b\u8f09\u6309\u9375\u3002<\/p>\n<p><img decoding=\"async\" class=\"alignnone size-full wp-image-53625\" src=/index.html"https:\/\/\/wp-content\/uploads\/20230602082747_69.jpg\" alt=\"\u982d\u671f\u6b3e\u8a66\u7b97\u6b65\u9a5f\u4e00\" width=\"1329\" height=\"696\" \/><\/p>\n<p>\u6b65\u9a5f\u4e8c\uff1a\u8f38\u5165\u76ee\u524d\u81ea\u6709\u8cc7\u91d1\u3001\u5229\u7387\u3001\u8cb8\u6b3e\u6210\u6578\u3001\u8cb8\u6b3e\u5e74\u6578<\/p>\n<p><img decoding=\"async\" class=\"alignnone size-full wp-image-53626\" src=/index.html"https:\/\/\/wp-content\/uploads\/20230602082815_94.jpg\" alt=\"\u982d\u671f\u6b3e\u8a66\u7b97\u6b65\u9a5f\u4e8c\" width=\"1329\" height=\"696\" \/><\/p>\n<p>\u6b65\u9a5f\u4e09\uff1a\u770b\u81ea\u5df1\u53ef\u4ee5\u8cb7\u591a\u5c11\u9322\u7684\u623f\u5b50<\/p>\n<p>\u586b\u5b8c\u8cc7\u6599\u5f8c\uff0cExcel\u5c31\u6703\u8a08\u7b97\u51fa\uff0c\u4e0d\u540c\u7684\u6bcf\u6708\u53ef\u7528\u8cc7\u91d1\uff0c\u6700\u9ad8\u53ef\u8ca0\u64d4\u623f\u50f9\u662f\u591a\u5c11\u3001\u982d\u671f\u6b3e\u9700\u8981\u591a\u5c11\u3001\u4f60\u9084\u9700\u8981\u591a\u4e45\u5b58\u4e0b\u982d\u671f\u6b3e&#8230;\u7b49\u7b49\u8cc7\u8a0a\u3002<\/p>\n<p>\u4ee5\u4e0a\u8ff0\u7684\u5de5\u7a0b\u5e2b\u592b\u59bb\u70ba\u4f8b\uff0c\u81ea\u5099500\u842c\uff0c\u5728\u5229\u73872%\u3001\u8cb8\u6b3e7\u6210\u3001\u4ee5\u53ca\u8cb8\u6b3e\u5e74\u657820\u5e74\u7684\u60c5\u6cc1\uff0c\u5982\u679c\u6bcf\u6708\u53ef\u7528\u8cc7\u91d1\u53ea\u67095\u842c\uff0c\u90a3\u6700\u9ad8\u53ea\u80fd\u8cb7\u90321,488\u842c\u7684\u623f\u5b50\u3002<\/p>\n<p><img decoding=\"async\" class=\"alignnone size-full wp-image-53639\" src=/index.html"https:\/\/\/wp-content\/uploads\/20230602113414_54.jpg\" alt=\"\u982d\u671f\u6b3e\u8a66\u7b97\u6b65\u9a5f\u4e09\" width=\"1329\" height=\"696\" \/><\/p>\n<p>\u53e6\u5916\uff0c\u9084\u53ef\u4ee5\u770b\u5230\u7e3d\u5171\u9700\u7e73\u591a\u5c11\u5229\u606f\uff0c\u5229\u606f\u8cbb\u7528\u4e26\u4e0d\u662f\u5c0f\u6578\u5b57\uff0c\u5373\u4f7f\u6bcf\u5e74\u53ea\u67092%\u7684\u5229\u606f\uff0c\u5728\u7d93\u904e20\u5e74\u7684\u7e73\u6b3e\u4e4b\u5f8c\uff0c\u5176\u5be6\u4e5f\u652f\u4ed8\u4e86\u6578\u767e\u842c\u7684\u5229\u606f\u8cbb\u7528\u3002<\/p>\n<p>\u6ce8\u610f\uff0c\u6700\u9ad8\u53ef\u8ca0\u64d4\u623f\u50f9\u662f\u7528\u6700\u5927\u7684\u627f\u53d7\u80fd\u529b\u53bb\u8a08\u7b97\uff0c\u95dc\u9375\u662f\u4e0d\u8981\u8d85\u904e\u8ca0\u64d4\u80fd\u529b\uff0c\u4f46\u4e26\u4e0d\u5efa\u8b70\u4f60\u4e00\u5b9a\u8981\u628a\u8cc7\u91d1\u7528\u5230\u7dca\u7e43\u3002<\/p>\n<p><b>\u5982\u679c\u8cb7\u7684\u623f\u50f9\u904e\u9ad8\uff0c\u6bcf\u6708\u8cb8\u6b3e\u6703\u4ed8\u4e0d\u8d77\uff01<\/b><\/p>\n<p>\u60f3\u8cb7\u52302000\u842c\u7684\u623f\u5b50\uff0c\u6bcf\u6708\u652f\u4ed8\u7684\u5229\u606f\u5927\u7d047\u842c\u5143\uff0c\u5982\u679c\u771f\u7684\u8cb7\u4e86\uff0c\u4f46\u6bcf\u6708\u53ef\u7528\u8cc7\u91d1\u53ea\u67095\u842c\uff0c\u5c31\u6703\u51fa\u73fe2\u842c\u7684\u8d64\u5b57\uff0c\u4e00\u5e74\u5c31\u662f24\u842c\u7684\u8d64\u5b57\uff0c\u5c0d\u4e00\u822c\u5c0f\u5bb6\u5ead\u4f86\u8aaa\u4e5f\u662f\u4e00\u7b46\u5f88\u5927\u7684\u8ca0\u64d4\u3002<\/p>\n<p>\u7e3d\u4e4b\uff0c\u5f71\u97ff\u8cb7\u623f\u7684\u95dc\u9375\u9664\u4e86\u982d\u671f\u6b3e\uff0c\u9084\u6709\u6bcf\u6708\u53ef\u7528\u7684\u8cc7\u91d1\u3002<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E9%A0%AD%E6%9C%9F%E6%AC%BE%E8%A6%81%E5%A4%9A%E5%B0%91%E5%BF%AB%E9%80%9F%E7%B8%BD%E7%B5%90%EF%BC%9A\"><\/span>\u982d\u671f\u6b3e\u8981\u591a\u5c11\u5feb\u901f\u7e3d\u7d50\uff1a<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ol>\n<li>\u982d\u671f\u6b3e\uff0c\u5c31\u662f\u8cb7\u623f\u9700\u5148\u652f\u4ed8\u7684\u7b2c\u4e00\u7b46\u8cbb\u7528\uff0c \u4e00\u822c\u4f86\u8aaa\uff0c\u982d\u671f\u6b3e\u7d04\u6703\u4f54\u7e3d\u50f9\u768430%\u3002<\/li>\n<li>\u4e0d\u540c\u7684\u623f\u5b50(\u9810\u552e\u5c4b\u3001\u65b0\u6210\u5c4b\u3001\u4e2d\u53e4\u5c4b\u3001\u900f\u5929)\u3001\u623f\u578b(\u5927\u6a13\u3001\u5927\u5ec8\u3001\u516c\u5bd3)\u3001\u5730\u9ede(\u884c\u653f\u5340\u3001\u6377\u904b\u7ad9\u9644\u8fd1)\uff0c\u8cb8\u6b3e\u6210\u6578\u6703\u4e0d\u592a\u4e00\u6a23\u3002<\/li>\n<li>\u8cb7\u623f\u9664\u4e86\u982d\u671f\u6b3e\u5916\uff0c\u9084\u6709\u88dd\u6f62\u8cbb\u53ca\u4e00\u4e9b\u96dc\u652f\uff0c\u88dd\u6f62\u8cbb\u7d04\u4f54\u623f\u5c4b\u7e3d\u50f910%\uff0c\u96dc\u652f\u7d04\u4f54\u623f\u5c4b\u7e3d\u50f93~5%\u3002<\/li>\n<li>\u4e00\u5b9a\u8981\u907f\u514d\u6bcf\u6708\u7684\u8cb8\u6b3e\u672c\u91d1\u548c\u5229\u606f\uff0c\u8d85\u904e\u81ea\u5df1\u7684\u53ef\u7528\u8cc7\u91d1\u3002<\/li>\n<li>\u4e0d\u8981\u5c0f\u770b\u623f\u8cb8\u5229\u7387\uff0c\u5373\u4f7f\u53ea\u6709\u6bcf\u5e742%\u5229\u606f\uff0c\u9577\u671f\u4e0b\u4f86\u4ecd\u6703\u9ad8\u9054\u6578\u767e\u842c\u5143\u3002<\/li>\n<\/ol>\n<p><strong>Excel\u8a66\u7b97\u4e0b\u8f09\u9023\u7d50\uff1a<a href=/index.html"https:\/\/docs.google.com\/spreadsheets\/d\/1AUyh5sfwg7D8QwGrK6uQPe4bb6IYbOLy\/edit?usp=drive_link&amp;ouid=106591346185908801869&amp;rtpof=true&amp;sd=true\" target=\"_blank\" rel=\"noopener noreferrer nofollow\" data-wpel-link=\"external\">\u8a08\u7b97\u80fd\u8cb7\u591a\u5c11\u9322\u7684\u623f\u5b50 &#8211; Excel<\/a><\/strong><\/p>\n\n<p>\u984d\u5916\u5206\u4eab\u66f4\u591a\u95dc\u65bc\u8cb7\u623f\u7684\u8cc7\u8a0a\uff1a<\/p>\n<p>1. <a href=/index.html"https:\/\/\/mortgage-interest-compare\/\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">\u76ee\u524d \u623f\u8cb8\u5229\u7387 \u6700\u4f4e\u7684\u662f\uff1f\u5404\u5bb6\u9280\u884c\u623f\u8cb8\u5229\u7387\u6bd4\u8f03(\u9996\u8cfc\u65cf\u5fc5\u770b)<\/a><\/p>\n<p>2. <a href=/index.html"https:\/\/\/first-house-loan-defination-0\/\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">\u9996\u8cfc\u65cf\u5b9a\u7fa9\u662f\u4ec0\u9ebc\uff1f\u9996\u8cfc\u8cb7\u623f\u8cb8\u6b3e\u7684\u512a\u60e0\u6709\u54ea\u4e9b\uff1f<\/a><\/p>\n<p>3.\u00a0<a href=/index.html"https:\/\/\/loanmoneyexce\/\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">\u623f\u8cb8\u3001\u8eca\u8cb8\u3001\u5b78\u8cb8\u3001\u9280\u884c\u4fe1\u8cb8\u8a66\u7b97\u8868\u300b\u8cb8\u6b3e\u5229\u7387\u5feb\u901f\u8a66\u7b97\u8868Excel\u3010\u514d\u8cbb\u4e0b\u8f09\u3011<\/a><\/p>\n<p>4.\u00a0<a href=/index.html"https:\/\/\/repay-mortgage-in-advance\/\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">\u623f\u8cb8\u63d0\u524d\u9084\u6b3e\u597d\u55ce\uff1f\u9055\u7d04\u91d1\u600e\u9ebc\u7b97\uff1f\u512a\u7f3a\u9ede\u53ca\u8a66\u7b97\u5229\u606f\u7701\u591a\u5c11<\/a><\/p>\n<p>5.\u00a0<a href=/index.html"https:\/\/\/how-buy-house-0\/\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">\u8cb7\u623f\u65b0\u624b\u61f6\u4eba\u5305\u300b\u9996\u8cfc\u65cf\u770b\u623f\u91cd\u9ede\u3001\u7a05\u8cbb\u3001\u8cb8\u6b3e\u6ce8\u610f\u4e8b\u9805<\/a><\/p>\n<p>6.<a href=/index.html"https:\/\/\/house-loan-credit-ratio-effect\/\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">\u623f\u8cb8\u600e\u9ebc\u8ac7\u5230\u9ad8\u6210\u6578\uff1f\u5c08\u5bb6\u544a\u8a34\u4f60\u5f71\u97ff\u623f\u8cb8\u6210\u6578\u76847\u5927\u95dc\u9375\u56e0\u7d20<\/a><\/p>\n<p>7.<a href=/index.html"https:\/\/\/mortgage-low-interest-rate\/\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">\u623f\u8cb8\u600e\u9ebc\u8ac7\u5230\u4f4e\u5229\u7387\uff1f\u5c08\u5bb6\u63ed\u79d8\u8207\u9280\u884c\u8ac7\u5229\u7387\u76846\u5927\u91cd\u9ede<\/a><\/p>\n<p><strong><span style=\"font-size: 20px;\">\u52a0\u5165\u5e02\u5834\u5148\u751fFB\u793e\u5718\uff0c\u5145\u5be6\u66f4\u591a\u7406\u8ca1\u597d\u77e5\u8b58<\/span><\/strong><\/p>\r\n<p>50\u6b72\u4e4b\u524d\u60f3\u9000\u4f11\u4e00\u5b9a\u8981\u61c2\u7406\u8ca1\uff0c<br \/>\u89e3\u6c7a\u6295\u8cc7\u7684\u7169\u60f1\uff01<\/p>\r\n<p><a href=/index.html"https:\/\/bit.ly\/2NTBOAv\" target=\"_blank\" rel=\"noopener nofollow\" data-wpel-link=\"external\"><img decoding=\"async\" class=\"alignnone size-full wp-image-7106\" src=/index.html"https:\/\/\/wp-content\/uploads\/20190824195036_69.gif\" alt=\"\" width=\"687\" height=\"243\" \/><\/a><\/p>\r\n<p>\u6700\u8fd1\u5e02\u5834\u5148\u751f\u958b\u4e86\u4e00\u5802\u7684\u300c<strong>\u7528\u7f8e\u80a1ETF\u5275\u9020\u7a69\u5b9a\u73fe\u91d1\u6d41<\/strong>\u300d\u6559\u5b78\u8ab2\u7a0b\uff0c<br \/>\u9019\u5802\u8ab2\u7a0b\u6703\u5f9e\u57fa\u790e\u5165\u9580\u3001\u8cc7\u6599\u67e5\u8a62\u5230\u5be6\u969b\u64cd\u4f5c\uff0c<br \/>\u6559\u4f60\u5b78\u6703\u5efa\u7acb\u4e00\u500b\u7a69\u5b9a\u7684\u5168\u7403ETF\u6295\u8cc7\u7d44\u5408\uff0c\u76ee\u524d\u7d2f\u7a4d\u5df2\u7d93\u6709\u5c07\u8fd11100\u4f4d\u540c\u5b78\u4e0a\u8ab2\u3002<\/p>\r\n<p>\u7dda\u4e0a\u8ab2\u7a0b\u300b<a href=/index.html"http:\/\/bit.ly\/2FV3hPc\" target=\"_blank\" rel=\"noopener nofollow\" data-wpel-link=\"external\">\u7f8e\u80a1ETF\u5275\u9020\u7a69\u5b9a\u73fe\u91d1\u6d41\u7dda\u4e0a\u8ab2\u7a0b\u9023\u7d50<\/a><\/p>\n<p><br \/><strong><span style=\"color: #ff0000;\">\u5982\u679c\u89ba\u5f97\u9019\u7bc7\u6587\u7ae0\u6709\u5e6b\u52a9\uff0c<\/span><\/strong><br \/><strong><span style=\"color: #ff0000;\">\u5e6b\u6211\u6309\u500b\u8b9a\uff0c\u5206\u4eab\u7d66\u66f4\u591a\u4eba\u770b\u5230\uff0c\u8b1d\u8b1d\uff01<\/span><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u8cb7\u623f\u6700\u5148\u8981\u6e96\u5099\u7684\u5c31\u662f\u982d\u671f\u6b3e\uff0c\u623f\u5b50\u982d\u671f\u6b3e\u5927\u7d04\u4f54\u7e3d\u50f9\u7684 30%\uff0c\u8cb8\u6b3e\u5247\u662f\u4f9d\u7167\u4e0d\u540c\u623f\u5b50\u7684\u689d\u4ef6\uff0c\u8cb8\u6b3e\u4e58\u6578\u6703\u4e0d\u592a\u4e00\u6a23\u3002  [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":53578,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"no","_lmt_disable":"no","footnotes":""},"categories":[158],"tags":[],"table_tags":[],"modified_by":"Leon","jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/\/wp-content\/uploads\/20230601110448_17.jpg","jetpack-related-posts":[{"id":16907,"url":"https:\/\/\/how-buy-house-0\/","url_meta":{"origin":22,"position":0},"title":"\u8cb7\u623f\u65b0\u624b\u61f6\u4eba\u5305\u300b\u9996\u8cfc\u65cf\u770b\u623f\u91cd\u9ede\/\u7a05\u8cbb\/\u8cb8\u6b3e\u6ce8\u610f\u4e8b\u9805\/\u8cb7\u623f8\u5927\u7591\u554f\u5168\u63ed\u9732","author":"Mr.Market\u5e02\u5834\u5148\u751f","date":"2020-11-28","format":false,"excerpt":"\u8cb7\u623f\u7b97\u662f\u4eba\u751f\u4e2d\u91cd\u5927\u7684\u6295\u8cc7\u4e4b\u4e00\uff0c\u505a\u8db3\u529f\u8ab2\u4e00\u5b9a\u4e0d\u5403\u8667\uff0c 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2x"},"classes":[]},{"id":24,"url":"https:\/\/\/5-422\/","url_meta":{"origin":22,"position":1},"title":"\u623f\u5b50\u8a72\u79df\u9084\u662f\u8cb7\uff1f\u665a5\u5e74\u8cb7\u623f \u9000\u4f11\u7adf\u7136\u591a\u5b58422\u842c\uff1f","author":"Mr.Market\u5e02\u5834\u5148\u751f","date":"2017-07-23","format":false,"excerpt":"\u4e0a\u5468\u672b\u548c\u5927\u5b78\u7684\u5ba4\u53cb\u805a\u6703\uff0c \u572830\u800c\u7acb\u7684\u5e74\u7d00\uff0c\u5927\u5bb6\u90fd\u958b\u59cb\u8a0e\u8ad6\u4eba\u751f\u4e0b\u4e00\u968e\u6bb5\u7684\u898f\u5283 \u300c\u6211\u60f3\u8981\u5728 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