{"id":32792,"date":"2022-03-12T17:07:39","date_gmt":"2022-03-12T09:07:39","guid":{"rendered":"https:\/\/\/?p=32792"},"modified":"2023-03-17T14:58:47","modified_gmt":"2023-03-17T06:58:47","slug":"what-is-fdic-insured","status":"publish","type":"post","link":"https:\/\/\/what-is-fdic-insured\/","title":{"rendered":"FDIC\u662f\u4ec0\u9ebc\uff1fFDIC\u5982\u4f55\u8b93\u6bcf\u500b\u7f8e\u570b\u9280\u884c\u5e33\u6236\u64c1\u670925\u842c\u7f8e\u5143\u4fdd\u969c"},"content":{"rendered":"<!-- \/367108978\/Rich01_PC_up_728x90 -->\n\t<div class='div-gpt-ad-css' id='div-gpt-ad-1564472272479-0' style='width: 728px; height: 90px;'>\n\t  <script>\n\t\tgoogletag.cmd.push(function() { googletag.display('div-gpt-ad-1564472272479-0'); });\n\t  <\/script>\n\t<\/div><p><img decoding=\"async\" class=\"alignnone size-full wp-image-38414\" src=/index.html"https:\/\/\/wp-content\/uploads\/20220706132954_66.jpg\" alt=\"FDIC-\u662f\u4ec0\u9ebc\" width=\"2090\" height=\"1094\" srcset=\"https:\/\/\/wp-content\/uploads\/20220706132954_66.jpg 2090w, https:\/\/\/wp-content\/uploads\/20220706132954_66-1536x804.jpg 1536w, https:\/\/\/wp-content\/uploads\/20220706132954_66-2048x1072.jpg 2048w\" sizes=\"(max-width: 2090px) 100vw, 2090px\" 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\/>\n\u5982\u679c\u662f\u81ea\u5df1\u4e0d\u719f\u6089\u7684\u91d1\u878d\u6a5f\u69cb\uff0c\u6295\u8cc7\u8005\u6703\u64d4\u5fc3\u4e5f\u662f\u5f88\u6b63\u5e38\u7684\u3002<\/p>\n<p>\u9019\u7bc7\u6587\u7ae0\uff0c\u5e02\u5834\u5148\u751f\u5e36\u5927\u5bb6\u8a8d\u8b58FDIC\u9019\u500b\u7d44\u7e54\uff0c\u5b83\u53ef\u4ee5\u70ba\u5b58\u6b3e\u4eba\u5728\u6bcf\u4e00\u5bb6\u9280\u884c\u7684\u666e\u901a\u5e33\u6236\u63d0\u4f9b\u9ad8\u905425\u842c\u7f8e\u5143\u7684\u4fdd\u969c\u3002<\/p>\n<p><!--more--><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_64 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\">\u672c\u6587\u5e02\u5834\u5148\u751f\u6703\u544a\u8a34\u4f60\uff1a<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-66128c261e462\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" 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href=/index.html"https:\/\/\/what-is-fdic-insured\/#FDIC%E6%98%AF%E4%BB%80%E9%BA%BC%EF%BC%9F\" title=\"FDIC\u662f\u4ec0\u9ebc\uff1f\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">FDIC\u662f\u4ec0\u9ebc\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=/index.html"https:\/\/\/what-is-fdic-insured\/#FDIC%E5%A6%82%E4%BD%95%E4%BF%9D%E8%AD%B7%E5%AD%98%E6%AC%BE%E8%80%85%E7%9A%84%E8%B3%87%E7%94%A2%EF%BC%9F\" title=\"FDIC\u5982\u4f55\u4fdd\u8b77\u5b58\u6b3e\u8005\u7684\u8cc7\u7522\uff1f\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">FDIC\u5982\u4f55\u4fdd\u8b77\u5b58\u6b3e\u8005\u7684\u8cc7\u7522\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=/index.html"https:\/\/\/what-is-fdic-insured\/#FDIC%E4%BF%9D%E8%AD%B7%E7%9A%84%E7%AF%84%E5%9C%8D%E6%9C%89%E5%93%AA%E4%BA%9B%EF%BC%9F\" title=\"FDIC\u4fdd\u8b77\u7684\u7bc4\u570d\u6709\u54ea\u4e9b\uff1f\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">FDIC\u4fdd\u8b77\u7684\u7bc4\u570d\u6709\u54ea\u4e9b\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=/index.html"https:\/\/\/what-is-fdic-insured\/#%E4%B8%8D%E5%8F%97FDIC%E4%BF%9D%E8%AD%B7%E7%AF%84%E5%9C%8D%E7%9A%84%E6%9C%89%E5%93%AA%E4%BA%9B%EF%BC%9F\" title=\"\u4e0d\u53d7FDIC\u4fdd\u8b77\u7bc4\u570d\u7684\u6709\u54ea\u4e9b\uff1f\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">\u4e0d\u53d7FDIC\u4fdd\u8b77\u7bc4\u570d\u7684\u6709\u54ea\u4e9b\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=/index.html"https:\/\/\/what-is-fdic-insured\/#FDIC%E7%82%BA%E7%A0%B4%E7%94%A2%E9%8A%80%E8%A1%8C%E6%8F%90%E4%BE%9B%E4%BF%9D%E8%AD%B7%E7%9A%84%E6%A1%88%E4%BE%8B\" title=\"FDIC\u70ba\u7834\u7522\u9280\u884c\u63d0\u4f9b\u4fdd\u8b77\u7684\u6848\u4f8b\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">FDIC\u70ba\u7834\u7522\u9280\u884c\u63d0\u4f9b\u4fdd\u8b77\u7684\u6848\u4f8b<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=/index.html"https:\/\/\/what-is-fdic-insured\/#%E6%8A%8A%E9%8C%A2%E5%AD%98%E5%9C%A8%E7%BE%8E%E5%9C%8B%E5%88%B8%E5%95%86%E6%98%AF%E5%90%A6%E6%9C%89%E5%8F%97FDIC%E4%BF%9D%E8%AD%B7%EF%BC%9F\" title=\"\u628a\u9322\u5b58\u5728\u7f8e\u570b\u5238\u5546\u662f\u5426\u6709\u53d7FDIC\u4fdd\u8b77\uff1f\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">\u628a\u9322\u5b58\u5728\u7f8e\u570b\u5238\u5546\u662f\u5426\u6709\u53d7FDIC\u4fdd\u8b77\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=/index.html"https:\/\/\/what-is-fdic-insured\/#FDIC%E5%AD%98%E6%88%B6%E5%B8%B8%E8%A6%8B%E5%95%8F%E7%AD%94Q_A\" title=\"FDIC\u5b58\u6236\u5e38\u898b\u554f\u7b54Q&amp;A\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">FDIC\u5b58\u6236\u5e38\u898b\u554f\u7b54Q&amp;A<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=/index.html"https:\/\/\/what-is-fdic-insured\/#%E5%BF%AB%E9%80%9F%E9%87%8D%E9%BB%9E%E6%95%B4%E7%90%86%EF%BC%9A%E5%9C%A8%E7%BE%8E%E5%9C%8B%E7%9A%84%E9%8A%80%E8%A1%8C%E9%96%8B%E6%88%B6%E5%AE%89%E5%85%A8%E5%97%8E%EF%BC%9F\" title=\"\u5feb\u901f\u91cd\u9ede\u6574\u7406\uff1a\u5728\u7f8e\u570b\u7684\u9280\u884c\u958b\u6236\u5b89\u5168\u55ce\uff1f\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">\u5feb\u901f\u91cd\u9ede\u6574\u7406\uff1a\u5728\u7f8e\u570b\u7684\u9280\u884c\u958b\u6236\u5b89\u5168\u55ce\uff1f<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"FDIC%E6%98%AF%E4%BB%80%E9%BA%BC%EF%BC%9F\"><\/span>FDIC\u662f\u4ec0\u9ebc\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<blockquote><p><strong>\u5728\u7f8e\u570b\uff0c\u53ea\u8981\u662f\u5728\u6709\u52a0\u5165<\/strong><strong>FDIC<\/strong><strong>\u7684\u9280\u884c\u958b\u6236\uff0c\u90a3\u9ebc\u5b58\u6b3e\u4eba\u7684\u5b58\u6b3e\u662f\u53d7\u5230\u4fdd\u8b77\u7684\uff0c\u5728\u6bcf\u4e00\u5bb6\u9280\u884c\u7684\u666e\u901a\u5e33\u6236\u90fd\u53ef\u4ee5\u7372\u5f97\u9ad8\u9054<\/strong><strong>25<\/strong><strong>\u842c\u7f8e\u5143\u7684\u4fdd\u969c\u3002<\/strong><\/p><\/blockquote>\n<p>\u806f\u90a6\u5b58\u6b3e\u4fdd\u96aa\u516c\u53f8\uff0c\u82f1\u6587\u5168\u540d\u70baFederal Deposit Insurance Corporation\uff0c\u7c21\u7a31FDIC\uff0c\u6210\u7acb\u65bc1933\u5e74\u3002<\/p>\n<p>\u7576\u6642\u7f8e\u570b\u9084\u662f\u8655\u65bc\u7d93\u6fdf\u5927\u856d\u689d\u7684\u6642\u671f\uff0c<br \/>\n\u57281929\u5e74\u81f31933\u5e74\u671f\u9593\uff0c\u67099\u5343\u591a\u5bb6\u9280\u884c\u7834\u7522\uff0c\u5404\u9280\u884c\u7522\u751f\u56b4\u91cd\u7684\u64e0\u514c\uff0c<br \/>\n\u56e0\u6b64\u7f8e\u570b\u653f\u5e9c\u63d0\u51fa\u7dca\u6025\u9280\u884c\u6cd5\u6848\uff0c\u8a2d\u7acb\u4e86\u806f\u90a6\u5b58\u6b3e\u4fdd\u96aa\u516c\u53f8(FDIC)\uff0c\u63d0\u4f9b\u4eba\u6c11\u5b58\u6b3e\u7684\u4fdd\u969c\uff0c\u4e3b\u8981\u76ee\u7684\u662f\u6062\u5fa9\u4eba\u6c11\u5c0d\u9280\u884c\u7cfb\u7d71\u7684\u4fe1\u4efb\u3002<\/p>\n<p>FDIC\u7531\u7406\u4e8b\u67035\u540d\u6210\u54e1\u8ca0\u8cac\u7ba1\u7406\uff0c\u6210\u54e1\u5305\u62ec\u8ca8\u5e63\u76e3\u7406\u7f72\u7e3d\u76e3\u3001\u5132\u84c4\u7ba1\u7406\u8fa6\u516c\u5ba4\u4e3b\u4efb\u53ca\u7e3d\u7d71\u4efb\u547d\u7684\u5176\u4ed6\u4e09\u540d\u7406\u4e8b\u3002<\/p>\n<h2><span class=\"ez-toc-section\" id=\"FDIC%E5%A6%82%E4%BD%95%E4%BF%9D%E8%AD%B7%E5%AD%98%E6%AC%BE%E8%80%85%E7%9A%84%E8%B3%87%E7%94%A2%EF%BC%9F\"><\/span>FDIC\u5982\u4f55\u4fdd\u8b77\u5b58\u6b3e\u8005\u7684\u8cc7\u7522\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>FDIC\u53ef\u4ee5\u4fdd\u8b77\u5b58\u6b3e\u8005\u514d\u65bc\u906d\u53d7\u9280\u884c\u7834\u7522\u800c\u7522\u751f\u7684\u640d\u5931\uff0c<br \/>\n\u53ea\u8981\u4f60\u5b58\u6b3e\u7684\u9280\u884c\u662fFDIC\u7684\u6703\u54e1\uff0c\u4f60\u5728\u6bcf\u4e00\u5bb6\u9280\u884c\u7684\u6bcf\u500b\u5e33\u6236\u985e\u5225\u4fdd\u96aa\u91d1\u984d\u4e0a\u9650\u70ba25\u842c\u7f8e\u5143(\u57282005\u5e74\u4ee5\u524d\u4fdd\u96aa\u91d1\u984d\u4e0a\u9650\u662f10\u842c\u7f8e\u5143\uff0c\u5f8c\u4f86\u63d0\u5347\u81f325\u842c\u7f8e\u5143)\uff0c<br \/>\n\u5b58\u6b3e\u4eba\u4e0d\u9700\u8981\u984d\u5916\u7533\u8acb\u6216\u7e73\u4ea4\u4fdd\u8cbb\uff0c\u4efb\u4f55\u4eba\u7684\u5b58\u6b3e\u90fd\u53ef\u4ee5\u7372\u5f97FDIC\u7684\u4fdd\u96aa\uff0c<br \/>\n\u4e5f\u4e0d\u4e00\u5b9a\u8981\u662f\u7f8e\u570b\u7684\u516c\u6c11\u6216\u5c45\u6c11\u3002<\/p>\n<p>\u4e8b\u5be6\u4e0a\uff0c\u5e7e\u4e4e\u6240\u6709\u7f8e\u570b\u7684\u9280\u884c\u90fd\u662fFDIC\u7684\u6703\u54e1\uff0c\u5728\u9280\u884c\u7684\u6ac3\u6aaf\u6216\u662f\u7db2\u7ad9\u4e0a\u53ef\u4ee5\u770b\u5230\u6709FDIC\u627f\u4fdd\u7684\u6a19\u793a\uff0c\u5982\u4e0b\u5716\u3002<\/p>\n<p><img decoding=\"async\" class=\"alignnone wp-image-32794\" src=/index.html"https:\/\/\/wp-content\/uploads\/20220301212639_55.jpg\" alt=\"FDIC LOGO\" width=\"534\" height=\"234\" \/><\/p>\n<p>\u53ea\u8981\u662f\u53d7\u4fdd\u9280\u884c\u7684\u5e33\u6236\uff0cFDIC\u5728\u4fdd\u96aa\u7bc4\u570d\u5167\u63d0\u4f9b\u4e00\u7f8e\u5143\u5c0d\u4e00\u7f8e\u5143\u7684\u8ce0\u4ed8\uff0c\u8ce0\u4ed8\u91d1\u984d\u5305\u62ec\u53d7\u4fdd\u9280\u884c\u5012\u9589\u4e4b\u65e5\u6b62\u7684\u672c\u91d1\u548c\u4efb\u4f55\u61c9\u8a08\u5229\u606f\uff0c\u4ee5\u4e0d\u8d85\u904e\u4fdd\u96aa\u984d\u5ea6\u70ba\u4e3b\u3002\u7576\u9280\u884c\u767c\u751f\u7834\u7522\u6642\uff0cFDIC\u6703\u900f\u904e\u4ee5\u4e0b\u5169\u7a2e\u65b9\u5f0f\u4e4b\u4e00\u8ce0\u4ed8\uff1a<\/p>\n<ul>\n<li><span style=\"font-size: 16px;\">\u628a\u5b58\u6236\u7684\u53d7\u4fdd\u91d1\u984d\u8f49\u79fb\u81f3\u53e6\u5916\u4e00\u5bb6FDIC\u6703\u54e1\u9280\u884c<\/span><\/li>\n<li><span style=\"font-size: 16px;\">\u5c07\u5b58\u6236\u7684\u53d7\u4fdd\u91d1\u984d\u4ee5\u652f\u7968\u5f62\u5f0f\u652f\u4ed8<\/span><\/li>\n<\/ul>\n<p>FDIC\u7684\u8cc7\u91d1\u4f86\u6e90\u4e3b\u8981\u4f86\u81ea\u5411\u6295\u4fdd\u9280\u884c\u6536\u53d6\u4fdd\u96aa\u8cbb\u3002<\/p>\n<p>\u57281999\u5e74\u4ee5\u524d\uff0c\u4fdd\u8cbb\u662f\u6309\u56fa\u5b9a\u6bd4\u4f8b\u6536\u53d6\uff0c\u4f46\u662f\u5f8c\u4f86\u6539\u6210\u5206\u7d44\u5f0f\u6536\u53d6\uff0c\u5b83\u6703\u5c07\u9280\u884c\u4f9d\u8cc7\u672c\u5145\u8db3\u7684\u60c5\u6cc1\u5206\u6210\u4e0a\u3001\u4e2d\u3001\u4e0b\u4e09\u7d44\uff0c\u7136\u5f8c\u518d\u4f9d\u7167\u76e3\u7ba1\u72c0\u6cc1\u5206\u6210A\u3001B\u3001C\u4e09\u7d44\uff0c\u4f9d\u4e0d\u540c\u7684\u5206\u7d44\u6536\u53d6\u4e0d\u540c\u6bd4\u4f8b\u7684\u4fdd\u8cbb\uff0c\u539f\u5247\u4e0a\u7834\u7522\u98a8\u96aa\u8d8a\u9ad8\u7684\uff0c\u6240\u9700\u7e73\u7684\u4fdd\u8cbb\u5c31\u8d8a\u9ad8\u3002<br \/>\n\u540c\u6642\uff0cFDIC\u5728\u7dca\u6025\u60c5\u6cc1\u4e0b\uff0c\u6709\u6b0a\u5411\u7f8e\u570b\u8ca1\u653f\u90e8\u501f\u6b3e300\u5104\u7f8e\u5143\u3002<\/p>\n<p>FDIC\u5728\u7a69\u5b9a\u91d1\u878d\u5e02\u5834\u4e0a\u767c\u63ee\u4e86\u5f88\u597d\u7684\u6548\u679c\uff0c\u57281920\u5e74\u4ee3\uff0c\u6bcf\u5e74\u6709\u8d85\u904e500\u5bb6\u9280\u884c\u7834\u7522\uff0c\u4f46\u662f\u57281933\u5e74\u5f8c\uff0c\u6bcf\u5e74\u7834\u7522\u7684\u9280\u884c\u5bb6\u6578\u5c11\u65bc10\u5bb6\u3002<br \/>\n\u5f9e1934\u5e74\u71df\u904b\u4ee5\u4f86\uff0c\u6c92\u6709\u4efb\u4f55\u5b58\u6236\u5728FDIC\u7684\u4fdd\u969c\u4e0b\u7372\u5f97\u640d\u5931\u3002<\/p>\n<h2><span class=\"ez-toc-section\" id=\"FDIC%E4%BF%9D%E8%AD%B7%E7%9A%84%E7%AF%84%E5%9C%8D%E6%9C%89%E5%93%AA%E4%BA%9B%EF%BC%9F\"><\/span>FDIC\u4fdd\u8b77\u7684\u7bc4\u570d\u6709\u54ea\u4e9b\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>FDIC\u63d0\u4f9b\u7684\u5b58\u6b3e\u4fdd\u96aa\u662f\u6bcf\u500b\u53d7\u4fdd\u9280\u884c\u5206\u958b\u8a08\u7b97\uff0c\u4e14\u4e0d\u540c\u6240\u6709\u6b0a\u985e\u5225\u7684\u8cc7\u91d1\u6703\u63d0\u4f9b\u500b\u5225\u4fdd\u969c\uff0c\u56e0\u6b64\u64c1\u6709\u591a\u500b\u5e33\u6236\u7684\u5b58\u6236\u6709\u53ef\u80fd\u7372\u5f97\u8d85\u904e25\u842c\u7f8e\u5143\u7684\u4fdd\u969c\u984d\u5ea6\uff0c\u5b58\u6236\u5408\u7406\u7684\u5206\u914d\u5b58\u6b3e\u53ef\u4ee5\u7372\u5f97FDIC\u6700\u5927\u7a0b\u5ea6\u7684\u4fdd\u969c\u3002<\/p>\n<p><strong>FDIC\u7684\u4fdd\u8b77\u7bc4\u570d\uff1a<\/strong><\/p>\n<ol>\n<li><span style=\"font-size: 16px;\">\u652f\u7968\u5e33\u6236\uff1aChecking accounts<\/span><\/li>\n<li><span style=\"font-size: 16px;\">\u5132\u84c4\u5e33\u6236\uff1aSavings accounts<\/span><\/li>\n<li><span style=\"font-size: 16px;\">\u9280\u884c\u53ef\u8f49\u8b93\u63d0\u6b3e\u55ae\u5e33\u6236\uff1aNegotiable Order of Withdrawal(NOW)<\/span><\/li>\n<li><span style=\"font-size: 16px;\">\u8ca8\u5e63\u5e02\u5834\u5b58\u6b3e\u5e33\u6236\uff1a\uff2doney Market Deposit accounts(MMDA)<\/span><\/li>\n<li><span style=\"font-size: 16px;\">\u5b9a\u671f\u5b58\u6b3e\uff1a\u4f8b\u5982\u5b58\u55ae(CDs)<\/span><\/li>\n<li><span style=\"font-size: 16px;\">\u9280\u884c\u672c\u7968\u3001\u532f\u7968\u53ca\u9280\u884c\u6838\u767c\u7684\u5176\u4ed6\u5b98\u65b9\u6191\u55ae<\/span><\/li>\n<li><span style=\"font-size: 16px;\">\u500b\u4eba\u9000\u4f11\u91d1\u5e33\u6236(IRA)<\/span><\/li>\n<\/ol>\n<p><strong>\u8209\u4f8b\u4f86\u8aaa\uff1a<\/strong><\/p>\n<ol>\n<li><span style=\"font-size: 16px;\">\u738b\u5c0f\u660e\u5728\u6469\u6839\u5927\u901a\u9280\u884c\u6709\u4e00\u7b46\u5b9a\u671f\u5b58\u6b3e\uff0c\u91d1\u984d25\u842c\u7f8e\u5143\uff0c\u540c\u6642\u5728\u5bcc\u570b\u9280\u884c\u4e5f\u6709\u4e00\u7b46\u5b9a\u671f\u5b58\u6b3e\uff0c\u91d1\u984d25\u842c\u7f8e\u5143\uff0c\u90a3\u9ebc\u9019\u5169\u500b\u5e33\u6236\u90fd\u53ef\u4ee5\u5206\u5225\u7372\u5f97\u6700\u9ad825\u842c\u7f8e\u5143\u7684\u4fdd\u969c\u3002<\/span><\/li>\n<li><span style=\"font-size: 16px;\">\u738b\u5c0f\u660e\u5728\u6469\u6839\u5927\u901a\u9280\u884c\u6709\u4e00\u500b\u5132\u84c4\u5e33\u6236\uff0c\u5b58\u6b3e\u91d1\u984d25\u842c\u7f8e\u5143\uff0c\u540c\u6642\u5728\u540c\u4e00\u5bb6\u9280\u884c\u4ed6\u9084\u958b\u4e86\u4e00\u500b\u500b\u4eba\u9000\u4f11\u91d1\u5e33\u6236(IRA)\uff0c\u88e1\u9762\u9918\u984d\u670925\u842c\u7f8e\u5143\uff0c\u56e0\u70ba\u9019\u5169\u500b\u5e33\u6236\u5c6c\u65bc\u4e0d\u540c\u7684\u6240\u6709\u6b0a\u985e\u5225\uff0c\u56e0\u6b64\u90fd\u53ef\u4ee5\u5206\u5225\u7372\u5f9725\u842c\u7f8e\u5143\u7684\u4fdd\u969c\uff0c\u4ed6\u5728\u6469\u6839\u5927\u901a\u9280\u884c\u7684\u4fdd\u969c\u9ad8\u905450\u842c\u7f8e\u5143\u3002<\/span><\/li>\n<\/ol>\n<p>FDIC\u7684\u5b58\u6b3e\u4fdd\u96aa\u7bc4\u570d\u9650\u5236\uff0c\u4f9d\u5e33\u6236\u6240\u6709\u6b0a\u985e\u5225\u5206\u985e\u5982\u4e0b\u3002<\/p>\n<p><img decoding=\"async\" class=\"alignnone wp-image-32795\" src=/index.html"https:\/\/\/wp-content\/uploads\/20220301212940_16.jpg\" alt=\"FDIC\u7684\u5b58\u6b3e\u4fdd\u96aa\u7bc4\u570d\u9650\u5236\" width=\"429\" height=\"655\" \/><\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E4%B8%8D%E5%8F%97FDIC%E4%BF%9D%E8%AD%B7%E7%AF%84%E5%9C%8D%E7%9A%84%E6%9C%89%E5%93%AA%E4%BA%9B%EF%BC%9F\"><\/span>\u4e0d\u53d7FDIC\u4fdd\u8b77\u7bc4\u570d\u7684\u6709\u54ea\u4e9b\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u7c21\u55ae\u4f86\u8aaa\uff0c\u53ea\u6709\u5b58\u6b3e\u985e\u7684\u91d1\u984d\u6709\u53d7\u5230FDIC\u4fdd\u969c\uff0c\u6295\u8cc7\u6216\u662f\u4fdd\u96aa\u55ae\u4e26\u4e0d\u5728FDIC\u4fdd\u969c\u7bc4\u570d\u5167\u3002<\/p>\n<p>\u4f8b\u5982\u4f60\u5e33\u6236\u4e2d\u670910\u842c\u7f8e\u5143\uff0c\u4f60\u62ff\u5176\u4e2d6\u842c\u7f8e\u5143\u53bb\u8cb7\u7f8e\u80a1\uff0c\u90a3FDIC\u53ea\u4fdd\u969c\u5269\u4e0b4\u842c\u73fe\u91d1\u9918\u984d\uff0c\u81f3\u65bc6\u842c\u7f8e\u5143\u8cb7\u7f8e\u80a1\u7684\u6f32\u8dcc\u76c8\u8667\u4f60\u5f97\u81ea\u884c\u8ca0\u8cac\u3002<\/p>\n<p><strong>\u4e0d\u53d7<\/strong><strong>FDIC<\/strong><strong>\u7684\u4fdd\u8b77\u7bc4\u570d\uff1a<\/strong><\/p>\n<ol>\n<li><span style=\"font-size: 16px;\">\u80a1\u7968\u6295\u8cc7<\/span><\/li>\n<li><span style=\"font-size: 16px;\">\u50b5\u5238\u6295\u8cc7<\/span><\/li>\n<li><span style=\"font-size: 16px;\">\u5171\u540c\u57fa\u91d1<\/span><\/li>\n<li><span style=\"font-size: 16px;\">\u4eba\u58fd\u4fdd\u96aa\u55ae<\/span><\/li>\n<li><span style=\"font-size: 16px;\">\u5e74\u91d1<\/span><\/li>\n<li><span style=\"font-size: 16px;\">\u5e02\u653f\u50b5\u5238<\/span><\/li>\n<li><span style=\"font-size: 16px;\">\u4fdd\u96aa\u7bb1\u6216\u5176\u4e2d\u7269\u4ef6<\/span><\/li>\n<li><span style=\"font-size: 16px;\">\u7f8e\u570b\u570b\u5eab\u5238\u3001\u50b5\u5238\u6216\u7968\u64da<\/span><\/li>\n<\/ol>\n<h2><span class=\"ez-toc-section\" id=\"FDIC%E7%82%BA%E7%A0%B4%E7%94%A2%E9%8A%80%E8%A1%8C%E6%8F%90%E4%BE%9B%E4%BF%9D%E8%AD%B7%E7%9A%84%E6%A1%88%E4%BE%8B\"><\/span>FDIC\u70ba\u7834\u7522\u9280\u884c\u63d0\u4f9b\u4fdd\u8b77\u7684\u6848\u4f8b<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>FDIC\u81ea1933\u5e74\u6210\u7acb\u4ee5\u4f86\uff0c\u7e3d\u5171\u7d93\u6b77\u904e\u4e8c\u6b21\u91d1\u878d\u5371\u6a5f\uff0c\u7b2c\u4e00\u6b21\u662f1980\u5e74\u81f31994\u5e74\u7684\u5132\u8cb8\u696d\u5371\u6a5f\uff0c\u7b2c\u4e8c\u6b21\u662f2008\u5e74\u767c\u751f\u7684\u91d1\u878d\u6d77\u562f\uff0c\u5169\u6b21\u5371\u6a5f\u5747\u6709\u8a31\u591aFDIC\u8981\u4fdd\u9280\u884c\u767c\u751f\u5012\u9589\u3002<\/p>\n<p>\u65bc1980\u5e74\u4ee3\u7206\u767c\u7684\u5132\u8cb8\u5371\u6a5f\uff0c\u671f\u9593\u5168\u7f8e\u570b2,921\u5bb6\u5132\u8cb8\u6a5f\u69cb\u95dc\u9589\u6216\u91cd\u7d44\uff0c\u8cc7\u7522\u7e3d\u503c\u8a089,240\u5104\u7f8e\u5143\uff0c\u5176\u4e2dFDIC\u8981\u4fdd\u9280\u884c\u67091,617\u5bb6\u6709\u554f\u984c\uff0c\u5e73\u5747\u8cc7\u7522\u898f\u6a21\u70ba3.04\u5104\u7f8e\u5143\uff0c\u9019\u662fFDIC\u81ea\u6210\u7acb\u4ee5\u4f86\u9762\u81e8\u7684\u7b2c\u4e00\u6b21\u5927\u578b\u91d1\u878d\u5371\u6a5f\u3002<\/p>\n<p>2008\u5e74\u767c\u751f\u7684\u91d1\u878d\u6d77\u562f\uff0cFDIC\u8981\u4fdd\u9280\u884c\u5171\u6709489\u5bb6\u5012\u9589\uff0c\u6bcf\u5bb6\u5e73\u5747\u8cc7\u7522\u9ad8\u905416\u5104\u7f8e\u5143\uff0c\u9060\u6bd41980\u5e74\u4ee3\u7684\u5132\u8cb8\u5371\u6a5f\u66f4\u9ad8\uff0cFDIC\u5747\u5354\u52a9\u8655\u7406\u8655\u5206\u5012\u9589\u9280\u884c\u53ca\u8ce0\u4ed8\u5b58\u6b3e\u4eba\u7684\u76f8\u95dc\u4e8b\u5b9c\u3002<\/p>\n<p><strong>\u5f9e1934\u5e74\u71df\u904b\u4ee5\u4f86\uff0c\u6c92\u6709\u4efb\u4f55\u5b58\u6236\u5728FDIC\u7684\u4fdd\u969c\u4e0b\u7372\u5f97\u640d\u5931\u3002<\/strong><\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E6%8A%8A%E9%8C%A2%E5%AD%98%E5%9C%A8%E7%BE%8E%E5%9C%8B%E5%88%B8%E5%95%86%E6%98%AF%E5%90%A6%E6%9C%89%E5%8F%97FDIC%E4%BF%9D%E8%AD%B7%EF%BC%9F\"><\/span>\u628a\u9322\u5b58\u5728\u7f8e\u570b\u5238\u5546\u662f\u5426\u6709\u53d7FDIC\u4fdd\u8b77\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u4f7f\u7528\u7f8e\u570b\u5238\u5546\uff0c\u8981\u95dc\u6ce8\u7684\u9996\u5148\u662f\u8a72\u5238\u5546\u6709\u6c92\u6709\u52a0\u5165<a href=/index.html"https:\/\/\/what-is-sipc-for-usa-broker\/\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">SIPC(\u7f8e\u570b\u8b49\u5238\u6295\u8cc7\u8005\u4fdd\u8b77\u516c\u53f8)<\/a>\u7684\u6703\u54e1\uff0c<br \/>\n\u5982\u679c\u6709\u7684\u8a71\uff0c\u6295\u8cc7\u4eba\u7684\u80a1\u7968\u53ca\u73fe\u91d1\u8cc7\u7522\u662f\u53d7\u5230\u4fdd\u8b77\u7684\uff0c\u4fdd\u8b77\u4e0a\u9650\u662f50\u842c\u7f8e\u5143\uff0c\u5176\u4e2d\u73fe\u91d1\u4fdd\u969c\u4e0a\u965025\u842c\u7f8e\u5143\u3002<\/p>\n<p>\u5982\u679c\u7528\u4f86\u8cfc\u8cb7\u7f8e\u80a1\u7684\u9322\u662f\u5728\u7f8e\u570b\u7684\u9280\u884c\u958b\u6236\uff0c\u90a3\u9ebc\u9019\u7b46\u9322\u9084\u6703\u53d7\u5230FDIC\u7684\u4fdd\u8b77\u3002<\/p>\n<p>\u4e8b\u5be6\u4e0a\uff0c\u591a<strong>\u6578\u7684\u7f8e\u80a1\u5238\u5546\u6703\u6709FDIC\u4fdd\u96aa\u5b58\u6b3e\u8f49\u5b58\u8a08\u756b<\/strong>\uff0c<br \/>\n\u4e5f\u5c31\u662f\u8aaa\uff0c\u5238\u5546\u6703\u628a\u4f60\u7684\u73fe\u91d1\u5b58\u6b3e\u8f49\u5b58\u81f3\u7f8e\u570b\u7684\u9280\u884c\u5e33\u6236\u4e2d\uff0c\u8b93\u4f60\u7684\u9322\u4e5f\u53d7\u5230\u6bcf\u4e00\u5bb6\u9280\u884c\u7684\u6bcf\u500b\u5e33\u6236\u6709\u9ad8\u905425\u842c\u7f8e\u5143\u7684\u4fdd\u969c\u3002<\/p>\n<p><a href=/index.html"https:\/\/help.zh-tw.firstrade.com\/article\/437-fdic\" target=\"_blank\" rel=\"noopener nofollow\" data-wpel-link=\"external\">Firstrade(\u7b2c\u4e00\u8b49\u5238)<\/a>\uff1a<br \/>\n\u5e33\u6236\u4e2d\u672a\u6295\u8cc7\u7684\u73fe\u91d1\u6703\u81ea\u52d5\u5b58\u5165FDIC\u4fdd\u96aa\u5b58\u6b3e\u8f49\u5b58\u8a08\u756b\uff0c\u540c\u6642\u4eab\u6709\u5229\u606f\u3002\u5b58\u653e\u5728\u6b64\u8a08\u756b\u4e2d\u7684\u8cc7\u91d1\u53d7\u5230FDIC\u7684\u4fdd\u969c\uff0c\u6bcf\u500b\u5e33\u6236\u5728\u6bcf\u4e00\u5bb6\u9805\u76ee\u9280\u884c\u53ef\u7372\u5f9725\u842c\u7f8e\u5143\u7684\u4fdd\u969c\u3002<\/p>\n<p><a href=/index.html"https:\/\/www.interactivebrokers.com\/en\/index.php?f=25276\" target=\"_blank\" rel=\"noopener nofollow\" data-wpel-link=\"external\">Interactive Brokers(\u76c8\u900f\u8b49\u5238)<\/a>\uff1a<br \/>\n\u53d7\u4fdd\u9280\u884c\u8f49\u5b58\u8a08\u756b\u6703\u7cfb\u7d71\u6027\u7684\u5728\u591a\u5bb6\u9280\u884c\u4e4b\u9593\u5206\u914d\u6295\u8cc7\u8005\u7684\u73fe\u91d1\uff0c\u4ee5\u78ba\u4fdd\u7b26\u5408\u689d\u4ef6\u7684\u9918\u984d\u53d7\u5230\u5145\u5206\u4fdd\u969c\u3002<br \/>\n\u8209\u4f8b\u4f86\u8aaa\uff0c\u5982\u679c\u5728IB\u5b58\u6b3e75\u842c\u7f8e\u5143\uff0c\u90a3\u9ebcIB\u6703\u5c0725\u842c\u7f8e\u5143\u4fdd\u7559\u5728IB(\u53d7\u5230SIPC\u4fdd\u96aa\u4fdd\u8b77)\uff0c\u7136\u5f8c\u5c07\u5269\u9918\u768450\u842c\u7f8e\u5143\u8a08\u756b\u6027\u7684\u5206\u914d\u5230\u4e09\u5bb6\u9280\u884c\u4e2d\uff0c\u524d\u5169\u5bb6\u5206\u5225\u5206\u914d24.65\u842c\u7f8e\u5143\uff0c\u5269\u9918\u76847\u5343\u7f8e\u5143\u5206\u914d\u5230\u7b2c\u4e09\u5bb6\u9280\u884c\u4e2d\uff0c\u9019\u662f\u70ba\u4e86\u78ba\u4fdd\u8b93\u5229\u606f\u4e5f\u80fd\u53d7\u5230FDIC\u7684\u4fdd\u8b77\u3002<br \/>\n\u6839\u64daIB\u5b98\u7db2\u4e0a\u7684\u8aaa\u6cd5\uff0c\u6bcf\u4f4d\u6295\u8cc7\u5ba2\u6236\u53ef\u4ee5\u7372\u5f97\u9ad8\u9054250\u842c\u7f8e\u5143\u7684FDIC\u4fdd\u8b77\u4ee5\u53ca25\u842c\u7f8e\u5143\u7684SIPC\u4fdd\u8b77\uff0c\u7e3d\u4fdd\u969c\u9ad8\u9054275\u842c\u7f8e\u5143\u3002<\/p>\n<p><a href=/index.html"https:\/\/www.etoro.com\/en-us\/customer-service\/security\/\" target=\"_blank\" rel=\"noopener nofollow\" data-wpel-link=\"external\">eToro(e\u6295\u777f)<\/a>\uff1a<br \/>\n\u5b58\u6b3e\u5728eToro\u5e33\u6236\u7684\u73fe\u91d1\u90e8\u4f4d\uff0c\u5c07\u6703\u8f49\u5b58\u81f3\u7f8e\u570bFDIC\u53d7\u4fdd\u7684\u9280\u884c\u4e2d\uff0c\u56e0\u6b64\u4e5f\u53d7\u5230\u9ad8\u905425\u842c\u7f8e\u5143\u7684\u4fdd\u969c\u3002<\/p>\n<p><a href=/index.html"https:\/\/www.schwab.com\/legal\/fdic-insurance\" target=\"_blank\" rel=\"noopener nofollow\" data-wpel-link=\"external\">Charles Schwab(\u5609\u4fe1)<\/a>\uff1a<br \/>\n\u5b58\u6b3e\u5728\u5609\u4fe1\u5238\u5546\u7684\u73fe\u91d1\u90e8\u4f4d\uff0c\u5609\u4fe1\u5c07\u6703\u5c07\u5176\u8f49\u5b58\u81f3FDIC\u53d7\u4fdd\u7684\u9280\u884c\u4e2d\uff0c\u56e0\u6b64\u53d7\u5230FDIC\u7684\u4fdd\u969c\u3002<\/p>\n<h2><span class=\"ez-toc-section\" id=\"FDIC%E5%AD%98%E6%88%B6%E5%B8%B8%E8%A6%8B%E5%95%8F%E7%AD%94Q_A\"><\/span>FDIC\u5b58\u6236\u5e38\u898b\u554f\u7b54Q&amp;A<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<style id=\"ea_dynamic_css38412\">#sp-ea-38412 .spcollapsing{height: 0; overflow: hidden; transition-property: height; transition-duration: 500ms;}#sp-ea-38412.sp-easy-accordion>.sp-ea-single.eap_inactive>.ea-header a{background-color: #bb0000 !important; color: #fff !important;}#sp-ea-38412{position: relative;}#sp-ea-38412 .ea-card{opacity: 0;}#eap-preloader-38412{position: absolute; left: 0; top: 0; height: 100%; width: 100%; text-align: center; display: flex; align-items: center; justify-content: center;}#sp-ea-38412.sp-easy-accordion>.sp-ea-single{ margin-bottom: 10px; border: 1px solid #e2e2e2; border-radius: 3px;}#sp-ea-38412.sp-easy-accordion>.sp-ea-single>.ea-header a{background: #eee;}#sp-ea-38412.sp-easy-accordion>.sp-ea-single.ea-expand>.ea-header a{background: 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::before{content:\"\";}#sp-ea-38412.sp-easy-accordion>.sp-ea-single>.sp-collapse>.ea-body p{ padding:0px}<\/style><div id=\"sp-eap-accordion-section-38412\" class=\"sp-eap-container\"><div id=\"sp-ea-38412\" class=\"sp-ea-six ea-icon-style-three sp-easy-accordion \" data-ex-icon=\"fa-minus\" data-col-icon=\"fa-plus\"  data-ea-active=\"ea-click\"  data-ea-mode=\"vertical\" data-ea-coll=\"\" data-keep-accordion=\"\" data-autoclose=\"\" data-preloader=\"1\" data-scroll-active-item=\"\" data-offset-to-scroll=\"0\" data-autoplaytime=\"3000\" data-expand=><div id=\"eap-preloader-38412\" class=\"accordion-preloader\"><img decoding=\"async\" src=/index.html"https:\/\/\/wp-content\/plugins\/easy-accordion-pro\/public\/assets\/spinner.svg\"  alt=\"loader-image\"\/><\/div>\t<div class=\"ea-card ea-expand sp-ea-single\" >\n\n\t\t<h3 class=\"ea-header\">\n\t\t\t<a class=\"collapsed\" data-sptoggle=\"spcollapse\" rel=\"nofollow noopener noreferrer\" data-sptarget=\"#collapse384120\" href=/index.html"javascript:void(0)\" data-title=\"efaq-%e6%88%91%e9%9c%80%e8%a6%81%e7%94%b3%e8%ab%8bfdic%e4%bf%9d%e9%9a%aa%e5%97%8e%ef%bc%9f\" aria-expanded=\"true\" data-wpel-link=\"internal\" target=\"_blank\">\n\t\t\t\t<i class=\"ea-expand-icon fa fa-minus\"><\/i>  \u6211\u9700\u8981\u7533\u8acbFDIC\u4fdd\u96aa\u55ce\uff1f\t\t\t<\/a>\n\t\t<\/h3>\n\n\t\t<div class=\"sp-collapse spcollapse collapsed show\" id=\"collapse384120\" data-parent=\"#sp-ea-38412\">\n\t\t<div class=\"ea-body animated fadeIn\"> \n\t<p>\u4e0d\u9700\u8981\uff0c\u5982\u679c\u4f60\u958b\u7acb\u5e33\u6236\u7684\u9280\u884c\u662fFDIC\u7684\u6703\u54e1\uff0c\u90a3\u9ebc\u4f60\u7684\u5b58\u6b3e\u5c31\u6703\u81ea\u52d5\u7372\u5f97\u4fdd\u969c\u3002<\/p>\n<\/div>\n\t\t\t<\/div>\n\t<\/div>\n\t\t<div class=\"ea-card   sp-ea-single\" >\n\n\t\t<h3 class=\"ea-header\">\n\t\t\t<a class=\"collapsed\" data-sptoggle=\"spcollapse\" rel=\"nofollow noopener noreferrer\" data-sptarget=\"#collapse384121\" href=/index.html"javascript:void(0)\" data-title=\"efaq-%e5%a6%82%e6%9e%9c%e6%88%91%e5%88%86%e5%88%a5%e5%9c%a8%e7%be%8e%e5%9c%8b%e4%ba%94%e5%ae%b6%e4%b8%8d%e5%90%8c%e7%9a%84%e9%8a%80%e8%a1%8c%e9%96%8b%e7%ab%8b%e4%b8%80%e8%88%ac%e5%ad%98%e6%ac%be%e5%b8%b3\" aria-expanded=\"false\" data-wpel-link=\"internal\" target=\"_blank\">\n\t\t\t\t<i class=\"ea-expand-icon fa fa-plus\"><\/i>  \u5982\u679c\u6211\u5206\u5225\u5728\u7f8e\u570b\u4e94\u5bb6\u4e0d\u540c\u7684\u9280\u884c\u958b\u7acb\u4e00\u822c\u5b58\u6b3e\u5e33\u6236\uff0c\u90a3\u9ebc\u6bcf\u500b\u5e33\u6236\u90fd\u53ef\u4ee5\u7372\u5f9725\u842c\u7f8e\u5143\u4fdd\u969c\u55ce\uff1f\t\t\t<\/a>\n\t\t<\/h3>\n\n\t\t<div class=\"sp-collapse spcollapse  \" id=\"collapse384121\" data-parent=\"#sp-ea-38412\">\n\t\t<div class=\"ea-body animated fadeIn\"> \n\t<p>\u662f\u7684\uff0cFDIC\u63d0\u4f9b\u7684\u5b58\u6b3e\u4fdd\u96aa\u662f\u6bcf\u500b\u53d7\u4fdd\u9280\u884c\u5206\u958b\u8a08\u7b97\uff0c\u56e0\u6b64\u5982\u679c\u5b58\u6b3e\u8d85\u904e25\u842c\u7f8e\u5143\u8005\uff0c\u5efa\u8b70\u53ef\u4ee5\u5206\u958b\u5b58\u5728\u4e0d\u540c\u7684\u5e33\u6236\u4ee5\u7372\u5f97\u4fdd\u969c\u3002<\/p>\n<\/div>\n\t\t\t<\/div>\n\t<\/div>\n\t\t<div class=\"ea-card   sp-ea-single\" >\n\n\t\t<h3 class=\"ea-header\">\n\t\t\t<a class=\"collapsed\" data-sptoggle=\"spcollapse\" rel=\"nofollow noopener noreferrer\" data-sptarget=\"#collapse384122\" href=/index.html"javascript:void(0)\" data-title=\"efaq-%e5%a6%82%e6%9e%9c%e6%88%91%e6%93%81%e6%9c%89%e7%9a%84%e6%98%af%e8%81%af%e5%90%8d%e5%b8%b3%e6%88%b6%ef%bc%8c%e9%82%a3%e6%88%91%e7%9a%84%e5%ad%98%e6%ac%be%e4%bf%9d%e9%9a%9c%e6%98%af%e4%bb%a5%e4%ba%ba\" aria-expanded=\"false\" data-wpel-link=\"internal\" target=\"_blank\">\n\t\t\t\t<i class=\"ea-expand-icon fa fa-plus\"><\/i>  \u5982\u679c\u6211\u64c1\u6709\u7684\u662f\u806f\u540d\u5e33\u6236\uff0c\u90a3\u6211\u7684\u5b58\u6b3e\u4fdd\u969c\u662f\u4ee5\u4eba\u8a08\u7b97\u9084\u662f\u4ee5\u5e33\u6236\u8a08\u7b97\uff1f\t\t\t<\/a>\n\t\t<\/h3>\n\n\t\t<div class=\"sp-collapse spcollapse  \" id=\"collapse384122\" data-parent=\"#sp-ea-38412\">\n\t\t<div class=\"ea-body animated fadeIn\"> \n\t<p>\u6bcf\u4f4d\u806f\u540d\u5e33\u6236\u6301\u6709\u8005\u90fd\u53ef\u4ee5\u7372\u5f97\u6700\u9ad825\u842c\u7f8e\u5143\u7684\u4fdd\u969c\uff0c\u8209\u4f8b\u4f86\u8aaa\uff0c\u5c0f\u660e\u548c\u4ed6\u7684\u592a\u592a\u5728\u7f8e\u570b\u9280\u884c\u958b\u7acb\u4e00\u500b\u806f\u540d\u5e33\u6236\uff0c\u5176\u4e2d\u6709\u5b58\u6b3e60\u842c\u7f8e\u5143\uff0c\u5c0f\u660e\u548c\u592a\u592a\u5404\u64c1\u670930\u842c\u7f8e\u5143\u7684\u4efd\u984d\uff0c\u90a3\u9ebc\u5c0f\u660e\u548c\u592a\u592a\u7372\u5f97\u7684\u53d7\u4fdd\u91d1\u984d\u70ba25\u842c\u7f8e\u5143\uff0b25\u842c\u7f8e\u5143\uff1d50\u842c\u7f8e\u5143\u3002<\/p>\n<\/div>\n\t\t\t<\/div>\n\t<\/div>\n\t\t<div class=\"ea-card   sp-ea-single\" >\n\n\t\t<h3 class=\"ea-header\">\n\t\t\t<a class=\"collapsed\" data-sptoggle=\"spcollapse\" rel=\"nofollow noopener noreferrer\" data-sptarget=\"#collapse384123\" href=/index.html"javascript:void(0)\" data-title=\"efaq-%e6%88%91%e4%b8%8d%e5%85%b7%e6%9c%89%e7%be%8e%e5%9c%8b%e5%85%ac%e6%b0%91%e8%ba%ab%e4%bb%bd%ef%bc%8c%e9%82%a3%e6%88%91%e7%9a%84%e5%ad%98%e6%ac%be%e6%9c%83%e5%8f%97%e5%88%b0fdic%e4%bf%9d%e8%ad%b7\" aria-expanded=\"false\" data-wpel-link=\"internal\" target=\"_blank\">\n\t\t\t\t<i class=\"ea-expand-icon fa fa-plus\"><\/i>  \u6211\u4e0d\u5177\u6709\u7f8e\u570b\u516c\u6c11\u8eab\u4efd\uff0c\u90a3\u6211\u7684\u5b58\u6b3e\u6703\u53d7\u5230FDIC\u4fdd\u8b77\u55ce\uff1f\t\t\t<\/a>\n\t\t<\/h3>\n\n\t\t<div class=\"sp-collapse spcollapse  \" id=\"collapse384123\" data-parent=\"#sp-ea-38412\">\n\t\t<div class=\"ea-body animated fadeIn\"> \n\t<p>\u6703\uff0cFDIC\u5c0d\u5b58\u6b3e\u7684\u4fdd\u8b77\u4e0d\u5206\u570b\u7c4d\u53ca\u8eab\u4efd\u3002<\/p>\n<\/div>\n\t\t\t<\/div>\n\t<\/div>\n\t\t<div class=\"ea-card   sp-ea-single\" >\n\n\t\t<h3 class=\"ea-header\">\n\t\t\t<a class=\"collapsed\" data-sptoggle=\"spcollapse\" rel=\"nofollow noopener noreferrer\" data-sptarget=\"#collapse384124\" href=/index.html"javascript:void(0)\" data-title=\"efaq-%e6%88%91%e5%9c%a8%e9%8a%80%e8%a1%8c%e8%b2%b7%e7%9a%84%e5%9f%ba%e9%87%91%e6%9c%89%e7%8d%b2%e5%be%97fdic%e7%9a%84%e5%ad%98%e6%ac%be%e4%bf%9d%e9%9a%9c%e5%97%8e%ef%bc%9f\" aria-expanded=\"false\" data-wpel-link=\"internal\" target=\"_blank\">\n\t\t\t\t<i class=\"ea-expand-icon fa fa-plus\"><\/i>  \u6211\u5728\u9280\u884c\u8cb7\u7684\u57fa\u91d1\u6709\u7372\u5f97FDIC\u7684\u5b58\u6b3e\u4fdd\u969c\u55ce\uff1f\t\t\t<\/a>\n\t\t<\/h3>\n\n\t\t<div class=\"sp-collapse spcollapse  \" id=\"collapse384124\" data-parent=\"#sp-ea-38412\">\n\t\t<div class=\"ea-body animated fadeIn\"> \n\t<p>\u6c92\u6709\uff0cFDIC\u53ea\u91dd\u5c0d\u5b58\u6b3e\u985e\u7684\u8cc7\u91d1\u9032\u884c\u4fdd\u8b77\uff0c\u6295\u8cc7\u6216\u662f\u4fdd\u96aa\u55ae\u4e26\u4e0d\u5728\u4fdd\u969c\u7bc4\u570d\u5167\u3002<\/p>\n<\/div>\n\t\t\t<\/div>\n\t<\/div>\n\t\t<div class=\"ea-card   sp-ea-single\" >\n\n\t\t<h3 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class=\"ez-toc-section\" id=\"%E5%BF%AB%E9%80%9F%E9%87%8D%E9%BB%9E%E6%95%B4%E7%90%86%EF%BC%9A%E5%9C%A8%E7%BE%8E%E5%9C%8B%E7%9A%84%E9%8A%80%E8%A1%8C%E9%96%8B%E6%88%B6%E5%AE%89%E5%85%A8%E5%97%8E%EF%BC%9F\"><\/span>\u5feb\u901f\u91cd\u9ede\u6574\u7406\uff1a\u5728\u7f8e\u570b\u7684\u9280\u884c\u958b\u6236\u5b89\u5168\u55ce\uff1f<span 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