{"id":57603,"date":"2023-09-08T15:30:55","date_gmt":"2023-09-08T07:30:55","guid":{"rendered":"https:\/\/\/?p=57603"},"modified":"2023-09-18T16:26:48","modified_gmt":"2023-09-18T08:26:48","slug":"what-is-a-credit-history-bad-credit","status":"publish","type":"post","link":"https:\/\/\/what-is-a-credit-history-bad-credit\/","title":{"rendered":"\u4fe1\u7528\u4e0d\u826f\u6709\u4ec0\u9ebc\u5f71\u97ff\uff1f\u5982\u4f55\u907f\u514d\u4fe1\u7528\u4e0d\u826f\uff1f"},"content":{"rendered":"<!-- \/367108978\/Rich01_PC_up_728x90 -->\n\t<div class='div-gpt-ad-css' id='div-gpt-ad-1564472272479-0' style='width: 728px; height: 90px;'>\n\t  <script>\n\t\tgoogletag.cmd.push(function() { googletag.display('div-gpt-ad-1564472272479-0'); });\n\t  <\/script>\n\t<\/div><p><img decoding=\"async\" class=\"alignnone wp-image-58395 size-full\" src=/index.html"https:\/\/\/wp-content\/uploads\/20230816102341_3.jpg\" alt=\"\u4fe1\u7528\u4e0d\u826f\" width=\"100%\" height=\"502\" 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rel=\"noopener noreferrer\">\u4fe1\u7528\u7834\u7522\u5f8c\uff0c\u53ef\u80fd\u6703\u9047\u5230\u54ea\u4e9b\u72c0\u6cc1\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=/index.html"https:\/\/\/what-is-a-credit-history-bad-credit\/#%E4%BF%A1%E7%94%A8%E7%A0%B4%E7%94%A2%E5%BE%8C%EF%BC%8C%E8%A9%B2%E6%80%8E%E9%BA%BC%E5%81%9A%EF%BC%9F%E5%82%B5%E5%8B%99%E5%8D%94%E5%95%86%EF%BC%8F%E5%82%B5%E5%8B%99%E6%9B%B4%E7%94%9F%EF%BC%8F%E5%82%B5%E5%8B%99%E6%B8%85%E7%AE%97\" title=\"\u4fe1\u7528\u7834\u7522\u5f8c\uff0c\u8a72\u600e\u9ebc\u505a\uff1f\u50b5\u52d9\u5354\u5546\uff0f\u50b5\u52d9\u66f4\u751f\uff0f\u50b5\u52d9\u6e05\u7b97\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">\u4fe1\u7528\u7834\u7522\u5f8c\uff0c\u8a72\u600e\u9ebc\u505a\uff1f\u50b5\u52d9\u5354\u5546\uff0f\u50b5\u52d9\u66f4\u751f\uff0f\u50b5\u52d9\u6e05\u7b97<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link 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class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u5982\u679c\u4f60\u66fe\u8fa6\u904e\u4fe1\u7528\u5361\u3001\u6216\u7533\u8acb\u8cb8\u6b3e\uff0c\u9280\u884c\u90fd\u6703\u5411\u806f\u5fb5\u4e2d\u5fc3\u8abf\u95b1\u7d00\u9304(\u4fd7\u7a31\u62c9\u806f\u5fb5)\uff0c\u8a55\u4f30\u4f60\u7684\u4fe1\u7528\u5206\u6578\uff0c\u7576\u4f5c\u5be9\u6838\u662f\u5426\u901a\u904e\u7684\u6307\u6a19\u3002<\/p>\n<p>\u806f\u5fb5\u7684\u4fe1\u7528\u8a55\u5206\uff0c\u5c31\u50cf\u662f\u4f60\u500b\u4eba\u4fe1\u7528\u7684\u6210\u7e3e\u55ae\uff0c\u53ea\u8981\u66fe\u6709\u4e0d\u826f\u8a18\u9304\uff0c\u806f\u5fb5\u4e2d\u5fc3\u5c31\u6703\u7d00\u9304\u4e0b\u4f86\uff0c\u6709\u9700\u8981\u7684\u6642\u5019\u63d0\u4f9b\u4fe1\u7528\u8a55\u5206\u7d66\u9280\u884c\u53c3\u8003\uff0c\u9019\u662f\u9280\u884c\u5728\u8a55\u4f30\u501f\u8cb8\u4fe1\u7528\u7684\u91cd\u8981\u6307\u6a19\u3002<\/p>\n<p>\u4e00\u822c\u4f86\u8aaa\uff0c\u4fe1\u7528\u8a55\u5206\u7684\u5206\u6578\u843d\u5728200\u5206\u5230800\u5206\u4e4b\u9593\uff0c\u5206\u6c34\u5dba\u7d04\u70ba500\u5206\uff0c500\u5206\u4ee5\u4e0a\u90fd\u7b97\u4fe1\u7528\u53ca\u683c\u6216\u8005\u4fe1\u7528\u9084\u4e0d\u932f\uff0c<\/p>\n<p>\u4f4e\u65bc400\u5206\uff0c\u5c31\u5c6c\u65bc\u9ad8\u98a8\u96aa\u7bc4\u570d\uff0c<\/p>\n<p>\u4f4e\u65bc200\u5206\uff0c\u5c31\u7b97\u662f\u4fe1\u7528\u4e0d\u826f\u3002<\/p>\n<p>\u60f3\u4e86\u89e3\u4fe1\u7528\u8a55\u5206\u662f\u4ec0\u9ebc\uff0c\u6216\u662f\u5982\u4f55\u67e5\u8a62\u4fe1\u7528\u5206\u6578\uff0c\u53ef\u53c3\u8003\uff1a<a href=/index.html"https:\/\/\/credit-card-rating\/\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">\u806f\u5fb5\u4fe1\u7528\u8a55\u5206\u6a19\u6e96\u662f\u4ec0\u9ebc\uff1f<\/a><\/p>\n<p>\u8981\u6ce8\u610f\u7684\u662f\uff0c\u5225\u4ee5\u70ba\u7e73\u6e05\u8cb8\u6b3e\u3001\u50b5\u52d9\u6e05\u511f\u5f8c\uff0c\u5c31\u53ef\u4ee5\u7acb\u523b\u522a\u9664\u4fe1\u7528\u4e0d\u826f\u8a18\u9304\uff0c<\/p>\n<p>\u806f\u5fb5\u4e2d\u5fc3\u7684\u8a3b\u8a18\u8a18\u9304\u901a\u5e38\u90fd\u6709\u63ed\u9732\u671f\u9650\uff0c\u4e5f\u5c31\u662f\u7b49\u5f85\u6642\u9593\uff0c\u5fc5\u9808\u7b49\u5230\u63ed\u9732\u671f\u9650\u671f\u6eff\u5f8c\uff0c\u624d\u80fd\u522a\u9664\u4e0d\u826f\u8a18\u9304\u3002<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E4%BF%A1%E7%94%A8%E4%B8%8D%E8%89%AF%E7%9A%84%E9%A1%9E%E5%9E%8B%EF%BC%86%E6%8F%AD%E9%9C%B2%E6%9C%9F%E9%99%90\"><\/span>\u4fe1\u7528\u4e0d\u826f\u7684\u985e\u578b\uff06\u63ed\u9732\u671f\u9650<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u4fe1\u7528\u4e0d\u826f\u96d6\u7136\u6703\u7559\u4e0b\u8a18\u9304\uff0c\u4f46\u4e5f\u4e0d\u662f\u6c38\u4e45\u56fa\u5b9a\u7684\uff0c\u53ea\u8981\u5f8c\u7e8c\u8868\u73fe\u826f\u597d\uff0c\u4fe1\u7528\u8a55\u5206\u904e\u4e00\u6bb5\u6642\u9593\u5f8c\u81ea\u7136\u6703\u63d0\u9ad8\u3002<\/p>\n<p>\u4fe1\u7528\u4e0d\u826f\u591a\u4e45\u53ef\u4ee5\u6062\u5fa9\uff1f<\/p>\n<p>\u5c31\u8981\u770b\u5404\u985e\u578b\u7684\u63ed\u9732\u671f\u9650\uff0c\u4ee5\u4e0b\u4ecb\u7d39\u5e38\u898b\u7684\u4fe1\u7528\u4e0d\u826f\u985e\u578b\u8207\u63ed\u9732\u671f\u9650\uff1a<\/p>\n<p>\u4fe1\u7528\u4e0d\u826f\u7684\u985e\u578b\uff0c\u7c21\u55ae\u4f86\u8aaa\uff0c\u5927\u81f4\u53ef\u5206\u70ba\uff1a\u7e73\u6b3e\u3001\u8ca0\u50b5\u548c\u5176\u4ed6\u985e\uff0c\u7d30\u5206\u5982\u4e0b\uff1a<\/p>\n<ol>\n<li>\u4fe1\u7528\u5361\u4e0d\u826f\u8a18\u9304(\u63ed\u9732\u671f\u9650\uff1a1-7\u5e74)<\/li>\n<li><a href=/index.html"https:\/\/\/how-to-debt-negotiation\/\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">\u50b5\u52d9\u5354\u5546<\/a>\u8a18\u9304(\u63ed\u9732\u671f\u9650\uff1a1-3\u5e74)<\/li>\n<li>\u7968\u4fe1\u3001\u8cb8\u6b3e\u4fe1\u7528\u4e0d\u826f(\u63ed\u9732\u671f\u9650\uff1a3-5\u5e74)<\/li>\n<li>\u5176\u4ed6\u4fe1\u7528\u4e0d\u826f\u8a18\u9304(\u63ed\u9732\u671f\u9650\uff1a2-10\u5e74)<\/li>\n<\/ol>\n<h3>1. \u4fe1\u7528\u5361\u4e0d\u826f\u8a18\u9304(\u63ed\u9732\u671f\u9650\uff1a1-7\u5e74)<\/h3>\n<p>\u8a31\u591a\u4eba\u7684\u4fe1\u7528\u4e0d\u826f\u8a18\u9304\uff0c\u591a\u534a\u4f86\u81ea\u4fe1\u7528\u5361\uff0c\u806f\u5fb5\u4e3b\u8981\u662f\u8a55\u4f30\u4fe1\u7528\u5361\u7684\u4f7f\u7528\u72c0\u6cc1\uff0c\u6700\u5e38\u898b\u7684\u5c31\u662f\u4fe1\u7528\u5361\u5e33\u6b3e\u8cc7\u6599\uff0c\u50cf\u662f\uff1a<strong>\u5ef6\u9072\u7e73\u6b3e\u3001\u9810\u501f\u73fe\u91d1\u3001\u5f37\u5236\u505c\u5361(<\/strong>\u50ac\u65363\u500b\u6708\u4ecd\u672a\u7e73\u6b3e)\u7b49\u3002<\/p>\n<p>\u6b64\u5916\uff0c\u52d5\u7528\u5faa\u74b0\u5229\u606f\u96d6\u7136\u4e0d\u6703\u88ab\u5217\u5165\u4e0d\u826f\u8a18\u9304\uff0c\u4f46\u5982\u679c\u983b\u7e41\u4f7f\u7528\uff0c\u4fe1\u7528\u8a55\u5206\u4ecd\u53ef\u80fd\u6263\u5206\uff0c\u56e0\u6b64\u9084\u662f\u76e1\u91cf\u907f\u514d\u52d5\u7528\u52d5\u7528\u5faa\u74b0\u5229\u606f\u3002<\/p>\n<table style=\"width: 100%; height: 429px;\">\n<tbody>\n<tr style=\"height: 21px;\">\n<td style=\"height: 21px; width: 169.571%; background-color: #014876;\" colspan=\"3\">\n<p style=\"text-align: center;\"><span style=\"color: #ffffff; font-size: 20px;\"><b>\u4fe1\u7528\u5361\u4e0d\u826f\u8a18\u9304 (<\/b><b>\u63ed\u9732\u671f\u9650\uff1a1-7\u5e74)<\/b><\/span><\/p>\n<\/td>\n<\/tr>\n<tr style=\"height: 56px;\">\n<td style=\"height: 56px; width: 34.3638%; text-align: center;\"><b>\u4fe1\u7528\u4e0d\u826f\u9805\u76ee<\/b><\/td>\n<td style=\"height: 56px; width: 17.6%; text-align: center;\"><b>\u8d77\u7b97\u65e5<\/b><\/td>\n<td style=\"height: 56px; width: 117.607%; text-align: center;\"><b>\u63ed\u9732\u671f\u9650<\/b><\/td>\n<\/tr>\n<tr style=\"height: 80px;\">\n<td style=\"height: 80px; width: 34.3638%; text-align: center;\"><span style=\"font-weight: 400;\">\u4fe1\u7528\u5361\u5e33\u6b3e\u8cc7\u6599 (\u5ef6\u9072\u7e73\u6b3e\u3001\u9810\u501f\u73fe\u91d1)<\/span><\/td>\n<td style=\"height: 80px; width: 17.6%; text-align: center;\"><span style=\"font-weight: 400;\">\u7e73\u6b3e<\/span><span style=\"font-weight: 400;\">\u622a\u6b62\u65e5<\/span><\/td>\n<td style=\"height: 80px; width: 117.607%; text-align: center;\"><span style=\"font-weight: 400;\">1\u5e74<\/span><\/td>\n<\/tr>\n<tr style=\"height: 56px;\">\n<td style=\"height: 56px; width: 34.3638%; text-align: center;\"><span style=\"font-weight: 400;\">\u4fe1\u7528\u5361\u50ac\u6536\u53ca\u5446\u5e33<\/span><\/td>\n<td style=\"height: 56px; width: 17.6%; text-align: center;\"><span style=\"font-weight: 400;\">\u6e05\u511f\u65e5<\/span><\/td>\n<td style=\"height: 56px; width: 117.607%; text-align: center;\"><span style=\"font-weight: 400;\">6\u500b\u6708\uff0c\u82e5\u672a\u6e05\u511f\uff1a\u81ea\u8f49\u92b7\u65e5\u8d775\u5e74<\/span><\/td>\n<\/tr>\n<tr style=\"height: 56px;\">\n<td style=\"height: 56px; width: 34.3638%; text-align: center;\"><span style=\"font-weight: 400;\">\u4fe1\u7528\u5361\u505c\u5361<\/span><\/td>\n<td style=\"height: 56px; width: 17.6%; text-align: center;\"><span style=\"font-weight: 400;\">\u505c\u5361\u65e5<\/span><\/td>\n<td style=\"height: 56px; width: 117.607%; text-align: center;\"><span style=\"font-weight: 400;\">5\u5e74<\/span><\/td>\n<\/tr>\n<tr style=\"height: 56px;\">\n<td style=\"height: 56px; width: 34.3638%; text-align: center;\"><span style=\"font-weight: 400;\">\u5f37\u5236\u505c\u5361 (\u672a\u6e05\u511f)<\/span><\/td>\n<td style=\"height: 56px; width: 17.6%; text-align: center;\"><span style=\"font-weight: 400;\">\u505c\u5361\u65e5<\/span><\/td>\n<td style=\"height: 56px; width: 117.607%; text-align: center;\"><span style=\"font-weight: 400;\">7\u5e74\uff0c\u82e5\u5df2\u6e05\u511f\uff0c\u63ed\u9732\u671f\u9650\uff1a\u6e05\u511f\u65e5\u8d776\u500b\u6708<\/span><\/td>\n<\/tr>\n<tr style=\"height: 56px;\">\n<td style=\"height: 56px; width: 34.3638%; text-align: center;\"><span style=\"font-weight: 400;\">\u7279\u7d04\u5546\u5e97\u8cc7\u6599<\/span><\/td>\n<td style=\"height: 56px; width: 17.6%; text-align: center;\"><span style=\"font-weight: 400;\">\u89e3\u7d04\u65e5<\/span><\/td>\n<td style=\"height: 56px; width: 117.607%; text-align: center;\"><span style=\"font-weight: 400;\">5\u5e74\uff0c\u6bcf\u65e5\u8acb\u6b3e\u4ea4\u6613\u8cc7\u6599\uff1a\u81ea\u8acb\u6b3e\u65e5\u8d771\u5e74<\/span><\/td>\n<\/tr>\n<tr style=\"height: 48px;\">\n<td style=\"height: 48px; width: 169.571%;\" colspan=\"3\">\n<p style=\"text-align: right;\"><span style=\"font-weight: 400;\">\u8cc7\u6599\u4f86\u6e90\uff1a<\/span><a href=/index.html"https:\/\/www.jcic.org.tw\/main_ch\/docDetail.aspx?uid=78&amp;pid=78&amp;docid=84\" target=\"_blank\" rel=\"noopener nofollow\" data-wpel-link=\"external\"><span style=\"font-weight: 400;\">\u806f\u5408\u5fb5\u4fe1\u4e2d\u5fc3<\/span><\/a><br \/>\n\u8cc7\u6599\u6574\u7406\uff1a<a href=/index.html"https:\/\/\/\" target=\"_blank\" rel=\"noopener noreferrer\" data-wpel-link=\"internal\">Mr.Market\u5e02\u5834\u5148\u751f<\/a><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3>2. \u50b5\u52d9\u5354\u5546\u8a18\u9304(\u63ed\u9732\u671f\u9650\uff1a1-3\u5e74)<\/h3>\n<p>\u5982\u679c\u6b63\u5728\u9032\u884c\u5354\u5546\uff0c\u4f60\u7684\u4fe1\u7528\u8a55\u5206\u5c07\u7121\u6cd5\u8a55\u5206\uff0c\u8981\u7b49\u5230\u5c65\u7d04\u5b8c\u6210\uff0c\u6216\u662f\u6e05\u511f\u5f8c\uff0c\u624d\u6703\u91cd\u65b0\u555f\u52d5\u8a55\u5206\u6a5f\u5236\u3002<\/p>\n<p>\u9280\u884c\u70ba\u4e86\u8a55\u4f30\u4f60\u7684\u4fe1\u7528\u72c0\u6cc1\uff0c<strong>\u5354\u5546\u8a18\u9304\u901a\u5e38\u6703\u770b\u300c\u6bc0\u8afe\u300d\u72c0\u6cc1<\/strong>\uff0c<br \/>\n\u610f\u601d\u662f\u8aaa\uff0c\u4f60\u662f\u5426\u80fd\u6309\u7167\u7576\u521d\u5408\u7d04\u8b70\u5b9a\u7684\u65b9\u5f0f\u5982\u671f\u9084\u6b3e\uff0c\u5047\u5982\u4f60\u5728\u5408\u7d04\u671f\u9593\uff0c\u56e0\u70ba\u67d0\u4e9b\u56e0\u7d20\u7121\u6cd5\u9084\u6b3e\uff0c\u9019\u500b\u884c\u70ba\u5c31\u53eb\u4f5c\u6bc0\u8afe\u3002<\/p>\n<table style=\"width: 100%; height: 143px;\">\n<tbody>\n<tr style=\"height: 30px;\">\n<td style=\"width: 267.734%; background-color: #014876; text-align: center; height: 30px;\" colspan=\"3\"><span style=\"font-size: 20px; color: #ffffff;\"><b>\u50b5\u52d9\u5354\u5546\u8a18\u9304(<\/b><b style=\"font-family: inherit;\">\u63ed\u9732\u671f\u9650\uff1a1-3\u5e74)<\/b><\/span><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 34.3719%; text-align: center; height: 24px;\"><b>\u4fe1\u7528\u4e0d\u826f\u9805\u76ee<\/b><\/td>\n<td style=\"width: 17.7216%; text-align: center; height: 24px;\"><b>\u8d77\u7b97\u65e5<\/b><\/td>\n<td style=\"width: 215.64%; text-align: center; height: 24px;\"><b>\u63ed\u9732\u671f\u9650<\/b><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 34.3719%; text-align: center; height: 24px;\"><span style=\"font-weight: 400;\">\u6bc0\u8afe\u672a\u6e05\u511f<\/span><\/td>\n<td style=\"width: 17.7216%; text-align: center; height: 24px;\"><span style=\"font-weight: 400;\">\u6bc0\u8afe\u65e5<\/span><\/td>\n<td style=\"width: 215.64%; text-align: center; height: 24px;\"><span style=\"font-weight: 400;\">\u52a03\u5e74<\/span><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 34.3719%; text-align: center; height: 24px;\"><span style=\"font-weight: 400;\">\u6bc0\u8afe\u5f8c\u6e05\u511f<\/span><\/td>\n<td style=\"width: 17.7216%; text-align: center; height: 24px;\"><span style=\"font-weight: 400;\">\u6e05\u511f\u65e5<\/span><\/td>\n<td style=\"width: 215.64%; text-align: center; height: 24px;\"><span style=\"font-weight: 400;\">\u52a01\u5e74\uff0c\u6700\u9577\u4e0d\u8d85\u904e\u6bc0\u8afe\u65e5\u8d77\u52a03\u5e74<\/span><\/td>\n<\/tr>\n<tr style=\"height: 41px;\">\n<td style=\"width: 267.734%; height: 41px;\" colspan=\"3\">\n<p style=\"text-align: right;\"><span style=\"font-weight: 400;\">\u8cc7\u6599\u4f86\u6e90\uff1a<\/span><a href=/index.html"https:\/\/www.jcic.org.tw\/main_ch\/docDetail.aspx?uid=78&amp;pid=78&amp;docid=84\" target=\"_blank\" rel=\"noopener nofollow\" data-wpel-link=\"external\"><span style=\"font-weight: 400;\">\u806f\u5408\u5fb5\u4fe1\u4e2d\u5fc3<\/span><\/a><br \/>\n\u8cc7\u6599\u6574\u7406\uff1a<a href=/index.html"https:\/\/\/\" target=\"_blank\" rel=\"noopener noreferrer\" data-wpel-link=\"internal\">Mr.Market\u5e02\u5834\u5148\u751f<\/a><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3>3. \u7968\u4fe1\u3001\u8cb8\u6b3e\u4fe1\u7528\u4e0d\u826f\uff08\u63ed\u9732\u671f\u9650\uff1a3-5\u5e74\uff09<\/h3>\n<p>\u53ea\u8981\u66fe\u6709<strong>\u5ef6\u9072\u7e73\u6b3e\u3001\u8cb8\u6b3e\u903e\u671f\u3001\u9280\u884c\u50ac\u6536\u8a18\u9304\u3001\u652f\u7968\u6709\u9000\u7968\u8a18\u9304<\/strong>\uff0c\u8d85\u904e\u9280\u884c\u7d66\u7684\u5bec\u9650\u671f\u5f8c\uff0c\u5c31\u6703\u7559\u4e0b\u4fe1\u7528\u4e0d\u826f\u7684\u8a18\u9304\uff0c\u63ed\u9732\u671f\u9650\u5982\u679c\u662f3\u5e74\uff0c\u610f\u601d\u662f\u8aaa\uff1a\u9084\u6b3e\u5b8c\u6eff3\u5e74\u5f8c\uff0c\u624d\u80fd\u522a\u9664\u9019\u7b46\u4e0d\u826f\u8a18\u9304\u3002<\/p>\n<p>\u5176\u4e2d\uff0c\u7968\u4fe1\u8a18\u9304\u6703\u4f9d\u7167\u56b4\u91cd\u7a0b\u5ea6\uff0c\u5206\u6210\u4e09\u500b\u968e\u6bb5\uff1a<\/p>\n<ul>\n<li>\u968e\u6bb51\uff1a\u652f\u7968\u958b\u7acb\u5f8c\uff0c\u56e0\u70ba\u5b58\u6b3e\u4e0d\u8db3\uff0c\u906d\u5230\u9280\u884c\u9000\u7968\u3002<\/li>\n<li>\u968e\u6bb52\uff1a\u5982\u679c\u5728\u4e00\u9031\u5167\u6c92\u6709\u88dc\u8db3\u91d1\u984d\uff0c\u9280\u884c\u5c31\u6703\u8a3b\u8a18\u9000\u7968\u8a18\u9304\u3002<\/li>\n<li>\u968e\u6bb53\uff1a\u4e00\u5e74\u5167\u67093\u6b21\u4ee5\u4e0a\u9000\u7968\u8a18\u9304\uff0c\u6703\u88ab\u9280\u884c\u5217\u70ba\u62d2\u7d55\u5f80\u4f86\u6236\u3002<\/li>\n<\/ul>\n<p>\u5982\u679c\u66fe\u6709\u9280\u884c\u62d2\u7d55\u5f80\u4f86\u8a18\u9304\uff0c\u63ed\u9732\u671f\u9650\u662f\u5f9e\u901a\u5831\u65e5\u8d77\u7b973\u5e74\uff0c\u4ee3\u8868\u9019\u6bb5\u671f\u9593\uff0c\u5982\u679c\u5411\u9280\u884c\u7533\u8acb\u8cb8\u6b3e\uff0c\u904e\u4ef6\u6a5f\u7387\u90fd\u6703\u975e\u5e38\u4f4e\u3002<\/p>\n<table style=\"width: 100%; height: 402px;\">\n<tbody>\n<tr style=\"height: 26px;\">\n<td style=\"width: 239.687%; background-color: #014876; height: 26px;\" colspan=\"3\">\n<p style=\"text-align: center;\"><span style=\"color: #ffffff; font-size: 20px;\"><b>\u7968\u4fe1\u3001\u8cb8\u6b3e\u4fe1\u7528\u4e0d\u826f(<\/b><b>\u63ed\u9732\u671f\u9650\uff1a3-5\u5e74)<\/b><\/span><\/p>\n<\/td>\n<\/tr>\n<tr style=\"height: 56px;\">\n<td style=\"width: 33.9204%; height: 56px; text-align: center;\"><b>\u4fe1\u7528\u4e0d\u826f\u9805\u76ee<\/b><\/td>\n<td style=\"width: 18.5022%; height: 56px; text-align: center;\"><b>\u8d77\u7b97\u65e5<\/b><\/td>\n<td style=\"width: 187.264%; height: 56px; text-align: center;\"><b>\u63ed\u9732\u671f\u9650<\/b><\/td>\n<\/tr>\n<tr style=\"height: 56px;\">\n<td style=\"width: 33.9204%; height: 56px; text-align: center;\"><span style=\"font-weight: 400;\">\u903e\u671f\u3001\u50ac\u6536<\/span><\/td>\n<td style=\"width: 18.5022%; height: 56px; text-align: center;\"><span style=\"font-weight: 400;\">\u6e05\u511f\u65e5<\/span><\/td>\n<td style=\"width: 187.264%; height: 56px; text-align: center;\"><span style=\"font-weight: 400;\">3\u5e74<\/span><\/td>\n<\/tr>\n<tr style=\"height: 56px;\">\n<td style=\"width: 33.9204%; height: 56px; text-align: center;\"><span style=\"font-weight: 400;\">\u9000\u7968\u7d00\u9304<\/span><\/td>\n<td style=\"width: 18.5022%; height: 56px; text-align: center;\"><span style=\"font-weight: 400;\">\u9000\u7968\u65e5<\/span><\/td>\n<td style=\"width: 187.264%; height: 56px; text-align: center;\"><span style=\"font-weight: 400;\">3\u5e74\uff0c\u82e5\u5df2\u6e05\u511f\uff0c\u63ed\u9732\u671f\u9650\uff1a\u6e05\u511f\u65e5\u8d776\u500b\u6708<\/span><\/td>\n<\/tr>\n<tr style=\"height: 56px;\">\n<td style=\"width: 33.9204%; height: 56px; text-align: center;\"><span style=\"font-weight: 400;\">\u62d2\u7d55\u5f80\u4f86<\/span><\/td>\n<td style=\"width: 18.5022%; height: 56px; text-align: center;\"><span style=\"font-weight: 400;\">\u901a\u5831\u65e5<\/span><\/td>\n<td style=\"width: 187.264%; height: 56px; text-align: center;\"><span style=\"font-weight: 400;\">3\u5e74\uff0c\u82e5\u5df2\u89e3\u9664\uff0c\u63ed\u9732\u671f\u9650\uff1a\u89e3\u9664\u65e5\u8d776\u500b\u6708<\/span><\/td>\n<\/tr>\n<tr style=\"height: 56px;\">\n<td style=\"width: 33.9204%; height: 56px; text-align: center;\"><span style=\"font-weight: 400;\">\u5446\u5e33<\/span><\/td>\n<td style=\"width: 18.5022%; height: 56px; text-align: center;\"><span style=\"font-weight: 400;\">\u8f49\u92b7\u65e5<\/span><\/td>\n<td style=\"width: 187.264%; height: 56px; text-align: center;\"><span style=\"font-weight: 400;\">5\u5e74\uff0c\u6700\u9577\u4e0d\u8d85\u904e\u81ea\u8f49\u92b7\u65e5\u8d775\u5e74<\/span><\/td>\n<\/tr>\n<tr style=\"height: 96px;\">\n<td style=\"width: 239.687%; height: 96px;\" colspan=\"3\">\n<p style=\"text-align: right;\"><span style=\"font-weight: 400;\">\u8cc7\u6599\u4f86\u6e90\uff1a<\/span><a href=/index.html"https:\/\/www.jcic.org.tw\/main_ch\/docDetail.aspx?uid=78&amp;pid=78&amp;docid=84\" target=\"_blank\" rel=\"noopener nofollow\" data-wpel-link=\"external\"><span style=\"font-weight: 400;\">\u806f\u5408\u5fb5\u4fe1\u4e2d\u5fc3<\/span><\/a><br \/>\n\u8cc7\u6599\u6574\u7406\uff1a<a href=/index.html"https:\/\/\/\" target=\"_blank\" rel=\"noopener noreferrer\" data-wpel-link=\"internal\">Mr.Market\u5e02\u5834\u5148\u751f<\/a><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3>4. \u5176\u4ed6\u4fe1\u7528\u4e0d\u826f\u8a18\u9304(\u63ed\u9732\u671f\u9650\uff1a2-10\u5e74)<\/h3>\n<p>\u4fe1\u7528\u4e0d\u826f\u9664\u4e86\u4fe1\u7528\u5361\u3001\u5354\u5546\u8a18\u9304\u4e4b\u5916\uff0c\u4e5f\u5305\u542b\u672a\u6e05\u511f\u7684\u5c31\u5b78\u8cb8\u6b3e\uff0c\u63ed\u9732\u671f\u9650\u6bd4\u7167\u300c\u903e\u671f\u3001\u50ac\u6536\u53ca\u5446\u5e33\u300d\uff0c\u63ed\u9732\u671f\u9650\u70ba3\u5e74\uff0c\u5176\u4ed6\u4fe1\u7528\u4e0d\u826f\u8a18\u9304\u9084\u5305\u62ec\u8a50\u9a19\u3001\u64d4\u4efb\u4fdd\u4eba\uff1a<\/p>\n<ul>\n<li><strong>\u8a50\u9a19\u901a\u5831\u8cc7\u6599\uff1a<\/strong>\u8207\u8b66\u793a\u5e33\u6236\u3001\u5176\u4ed6\u91d1\u878d\u8a50\u9a19\u6848\u4ef6\u4e00\u8d77\u901a\u5831\u548c\u63ed\u9732\u3002<\/li>\n<li><strong>\u4fdd\u8b49\u8cc7\u6599\uff1a<\/strong>\u64d4\u4efb\u4fdd\u8b49\u4eba\uff0c\u6c92\u6709\u7279\u5b9a\u7684\u63ed\u9732\u671f\u9650\uff0c\u901a\u5e38\u96a8\u8457\u50b5\u52d9\u4eba\u8cc7\u6599\u4e00\u8d77\u63ed\u9732\u3002<\/li>\n<\/ul>\n<table style=\"width: 100%; height: 302px;\">\n<tbody>\n<tr style=\"height: 62px;\">\n<td style=\"background-color: #014876; width: 137.136%; height: 62px;\" colspan=\"3\">\n<p style=\"text-align: center;\"><span style=\"font-size: 20px; color: #ffffff;\"><b>\u5176\u4ed6\u4fe1\u7528\u4e0d\u826f\u8a18\u9304(<\/b><b>\u63ed\u9732\u671f\u9650\uff1a2-10\u5e74)<\/b><\/span><\/p>\n<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 16.2539%; text-align: center; height: 24px;\"><b>\u4fe1\u7528\u4e0d\u826f\u9805\u76ee<\/b><\/td>\n<td style=\"width: 17.0257%; text-align: center; height: 24px;\"><b>\u8d77\u7b97\u65e5<\/b><\/td>\n<td style=\"width: 103.856%; text-align: center; height: 24px;\"><b>\u63ed\u9732\u671f\u9650<\/b><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 16.2539%; text-align: center; height: 24px;\"><span style=\"font-weight: 400;\">\u8b66\u793a\u5e33\u6236<\/span><\/td>\n<td style=\"width: 17.0257%; text-align: center; height: 24px;\"><span style=\"font-weight: 400;\">\u901a\u5831\u65e5<\/span><\/td>\n<td style=\"width: 103.856%; text-align: center; height: 24px;\"><span style=\"font-weight: 400;\">2\u5e74<\/span><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 16.2539%; text-align: center; height: 24px;\"><span style=\"font-weight: 400;\">\u672a\u6e05\u511f<\/span><span style=\"font-weight: 400;\">\u5c31\u5b78\u8cb8\u6b3e<\/span><\/td>\n<td style=\"width: 17.0257%; text-align: center; height: 24px;\"><span style=\"font-weight: 400;\">\u6e05\u511f\u65e5<\/span><\/td>\n<td style=\"width: 103.856%; text-align: center; height: 24px;\"><span style=\"font-weight: 400;\">3\u5e74\uff0c\u5b8c\u6210\u6e05\u511f\u5f8c\uff0c\u9280\u884c\u6703\u901a\u77e5\u806f\u5fb5\u522a\u9664\u8a18\u9304<\/span><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 16.2539%; text-align: center; height: 24px;\"><span style=\"font-weight: 400;\">\u91d1\u878d\u8a50\u9a19<\/span><\/td>\n<td style=\"width: 17.0257%; text-align: center; height: 24px;\"><span style=\"font-weight: 400;\">\u958b\u653e\u67e5\u8a62\u65e5<\/span><\/td>\n<td style=\"width: 103.856%; text-align: center; height: 24px;\"><span style=\"font-weight: 400;\">5\u5e74<\/span><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 16.2539%; text-align: center; height: 24px;\"><span style=\"font-weight: 400;\">\u4fdd\u8b49\u4eba<\/span><\/td>\n<td style=\"width: 17.0257%; text-align: center; height: 24px;\"><span style=\"font-weight: 400;\">\u64d4\u4fdd\u65e5<\/span><\/td>\n<td style=\"width: 103.856%; text-align: center; height: 24px;\"><span style=\"font-weight: 400;\">\u96a8\u50b5\u52d9\u8cc7\u6599\u4e00\u4f75\u63ed\u9732\uff0c\u9047\u4ee5\u4e0b\u60c5\u6cc1\u505c\u6b62\u63ed\u9732\uff1a\u50b5\u52d9\u5df2\u6e05\u511f\uff0f\u66f4\u63db\u4fdd\u8b49\u4eba\uff0f\u514d\u9664\u4fdd\u8b49<\/span><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 16.2539%; text-align: center; height: 24px;\"><span style=\"font-weight: 400;\">\u7834\u7522<\/span><\/td>\n<td style=\"width: 17.0257%; text-align: center; height: 24px;\"><span style=\"font-weight: 400;\">\u6e05\u7b97\u65e5<\/span><\/td>\n<td style=\"width: 103.856%; text-align: center; height: 24px;\"><span style=\"font-weight: 400;\">10\u5e74<\/span><\/td>\n<\/tr>\n<tr style=\"height: 96px;\">\n<td style=\"width: 137.136%; height: 96px;\" colspan=\"3\">\n<p style=\"text-align: right;\"><span style=\"font-weight: 400;\">\u8cc7\u6599\u4f86\u6e90\uff1a<\/span><a href=/index.html"https:\/\/www.jcic.org.tw\/main_ch\/docDetail.aspx?uid=78&amp;pid=78&amp;docid=84\" target=\"_blank\" rel=\"noopener nofollow\" data-wpel-link=\"external\"><span style=\"font-weight: 400;\">\u806f\u5408\u5fb5\u4fe1\u4e2d\u5fc3<\/span><\/a><br \/>\n\u8cc7\u6599\u6574\u7406\uff1a<a href=/index.html"https:\/\/\/\" target=\"_blank\" rel=\"noopener noreferrer\" data-wpel-link=\"internal\">Mr.Market\u5e02\u5834\u5148\u751f<\/a><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><span class=\"ez-toc-section\" id=\"%E5%A6%82%E4%BD%95%E9%81%BF%E5%85%8D%E4%BF%A1%E7%94%A8%E4%B8%8D%E8%89%AF%EF%BC%9F\"><\/span>\u5982\u4f55\u907f\u514d\u4fe1\u7528\u4e0d\u826f\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u96d6\u7136\u6e05\u511f\u50b5\u52d9\u3001\u9084\u6e05\u50b5\u6b3e\u5f8c\uff0c\u7121\u6cd5\u7acb\u523b\u522a\u9664\u4fe1\u7528\u4e0d\u826f\u8a18\u9304\uff0c\u4e0d\u904e\u53ea\u8981\u4e4b\u5f8c\u7a4d\u6975\u8655\u7406\uff0c\u4fe1\u7528\u5206\u6578\u4e4b\u5f8c\u9084\u662f\u80fd\u5920\u63d0\u9ad8\u3002<\/p>\n<p>\u60f3\u907f\u514d\u4fe1\u7528\u4e0d\u826f\uff0c\u63d0\u9ad8\u4fe1\u7528\u5206\u6578\uff0c\u53ef\u4ee5\u900f\u904e\u4ee5\u4e0b\u56db\u7a2e\u65b9\u6cd5\uff1a<\/p>\n<p>1. \u589e\u52a0\u826f\u6027\u5f80\u4f86\u7d00\u9304<br \/>\n2. \u964d\u4f4e\u8ca0\u50b5\u6bd4<br \/>\n3. \u964d\u4f4e\u4fe1\u7528\u5361\u984d\u5ea6\u4f7f\u7528\u7387<br \/>\n4. \u50b5\u52d9\u6574\u5408<\/p>\n<h3>1. \u589e\u52a0\u826f\u6027\u5f80\u4f86\u7d00\u9304<\/h3>\n<p>\u65e2\u7136\u58de\u7684\u8a18\u9304\u7121\u6cd5\u7acb\u523b\u522a\u9664\uff0c\u90a3\u6700\u597d\u7684\u65b9\u5f0f\uff0c\u5c31\u662f\u589e\u52a0\u597d\u7684\u8a18\u9304\uff0c\u900f\u904e\u4fe1\u7528\u5361\u662f\u6700\u7c21\u55ae\u7684\u65b9\u5f0f\uff0c\u990a\u6210\u6b63\u78ba\u826f\u597d\u7fd2\u6163\uff0c\u50cf\u662f\u6e96\u6642\u7e73\u6e05\u5361\u8cbb\uff0c\u6e96\u6642\u9084\u6e05\u8cb8\u6b3e\u90fd\u76f8\u7576\u91cd\u8981\u3002<\/p>\n<p>\u5c0d\u9280\u884c\u4f86\u8aaa\uff0c\u9019\u4e9b\u90fd\u662f\u4fe1\u7528\u8a55\u4f30\u7684\u6263\u5206\u9805\u76ee\uff1a<\/p>\n<ul>\n<li>\u7d93\u5e38\u9072\u7e73\u3001\u9280\u884c\u9700\u8981\u50ac\u7e73<\/li>\n<li><a href=/index.html"https:\/\/\/ways-to-increase-your-credit-card-limit\/\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">\u4fe1\u7528\u5361\u984d\u5ea6<\/a>\u63a5\u8fd1\u4e0a\u9650<\/li>\n<li>\u53ea\u7e73\u6700\u4f4e\u91d1\u984d\uff0c\u52d5\u7528\u5faa\u74b0\u5229\u7387<\/li>\n<li>\u4f7f\u7528\u4fe1\u7528\u5361\u9810\u501f\u73fe\u91d1<\/li>\n<li>\u4efb\u610f\u526a\u5361\u3001\u505c\u5361\uff0c\u4e14\u6c92\u6709\u511f\u9084\u5361\u8cbb<\/li>\n<li>\u77ed\u671f\u983b\u7e41\u7533\u8acb\u4fe1\u7528\u5361\u3001\u8cb8\u6b3e<\/li>\n<\/ul>\n<h3>2. \u964d\u4f4e\u8ca0\u50b5\u6bd4<\/h3>\n<p>\u9280\u884c\u70ba\u4e86\u907f\u514d\u627f\u64d4\u904e\u9ad8\u7684\u98a8\u96aa\uff0c\u4e5f\u6703\u8a55\u4f30\u8ca0\u50b5\u6bd4\uff0c\u56e0\u70ba\u5982\u679c\u8ca0\u50b5\u6bd4\u592a\u9ad8\uff0c\u4ee3\u8868\u9084\u6b3e\u80fd\u529b\u6709\u554f\u984c\u3002<\/p>\n<p>\u6b64\u5916\uff0c\u6309\u7167\u91d1\u7ba1\u6703\u7684\u898f\u5b9a\uff0c\u7121\u64d4\u4fdd\u54c1\u8cb8\u6b3e\u7684\u4e0a\u9650\u662f\u5e73\u5747\u6708\u85aa\u768422\u500d\uff0c\u4e5f\u5c31\u662f\u8aaa\uff0c\u8ca0\u50b5\u6bd4\u7684\u8861\u91cf\u6a19\u6e96\u662f\u628a\u4f60\u7684\u4fe1\u7528\u8cb8\u6b3e\u3001\u4fe1\u7528\u5361\u4f7f\u7528\u984d\u5ea6\u52a0\u8d77\u4f86\uff0c\u52a0\u7e3d\u6578\u5b57\u4e0d\u80fd\u8d85\u904e\u5e73\u5747\u6708\u85aa\u768422\u500d(\u672a\u4f7f\u7528\u7684\u4fe1\u7528\u5361\u984d\u5ea6\u4e0d\u5305\u542b\u5728\u5167)\u3002<\/p>\n<h3>3. \u964d\u4f4e<a href=/index.html"https:\/\/\/ways-to-increase-your-credit-card-limit\/\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">\u4fe1\u7528\u5361\u984d\u5ea6<\/a>\u4f7f\u7528\u7387<\/h3>\n<p>\u4fe1\u7528\u5361\u4f7f\u7528\u7387\u904e\u9ad8\u6703\u5f71\u97ff\u5230\u4fe1\u7528\u5206\u6578\uff0c\u5982\u679c\u4f7f\u7528\u7387\u9ad8\uff0c\u9280\u884c\u4e5f\u6703\u64d4\u5fc3\u4f60\u7684\u9084\u6b3e\u80fd\u529b\uff0c\u56e0\u6b64\u5e73\u5e38\u4f7f\u7528\u4fe1\u7528\u5361\u6642\uff0c\u4e5f\u8981\u6ce8\u610f\u4e00\u4e0b\u4f7f\u7528\u984d\u5ea6\u3002<\/p>\n<p>\u4fe1\u7528\u5361\u984d\u5ea6\u4f7f\u7528\u7387\uff1d\u4fe1\u7528\u9918\u984d\uff0f\u4fe1\u7528\u5361\u984d\u5ea6\u4e0a\u9650\uff0c\u516c\u5f0f\u53ef\u4ee5\u53c3\u8003\u770b\u770b\u5c31\u597d\uff0c<\/p>\n<p>\u6211\u5011\u5176\u5be6\u53ea\u8981\u77e5\u9053\uff1a<strong>\u4fe1\u7528\u5361\u984d\u5ea6\u6700\u9ad8\u4e0d\u8981\u8d85\u904e50%\uff0c\u6700\u4f73\u4f7f\u7528\u738710%-30%<\/strong>\u3002<\/p>\n<p>\u4e00\u822c\u4f86\u8aaa\uff0c\u5efa\u8b70\u4fe1\u7528\u5361\u984d\u5ea6\u4f7f\u7528\u7387\u572810%-30% \u7684\u7bc4\u570d\u5167\uff0c\u5047\u8a2d\u4fe1\u7528\u5361\u984d\u5ea6\u662f20\u842c\u5143\uff0c\u5e73\u5e38\u4f7f\u7528\u7684\u5237\u5361\u984d\u5efa\u8b70\u4e0d\u8981\u8d85\u904e2\u842c-6\u842c\uff0c\u6700\u591a\u6700\u591a\u4e0d\u8981\u8d85\u904e10\u842c\u5143\uff0c\u624d\u4e0d\u6703\u5c0e\u81f4\u4fe1\u7528\u4e0d\u826f\u3002<\/p>\n<h3>4. \u50b5\u52d9\u6574\u5408<\/h3>\n<p>\u5982\u679c\u624b\u908a\u6709\u591a\u7b46\u50b5\u52d9\uff0c\u5efa\u8b70\u53ef\u4ee5\u9032\u884c<a href=/index.html"https:\/\/\/debt-consolidation-0\/\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">\u50b5\u52d9\u6574\u5408<\/a>\uff0c\u628a\u6240\u6709\u50b5\u52d9\u6574\u5408\u5728\u540c\u4e00\u9593\u9280\u884c\uff0c\u5982\uff1a\u6c7d\u8eca\u8cb8\u6b3e\u3001\u4fe1\u7528\u8cb8\u6b3e\u3001\u73fe\u91d1\u5361\u3001\u4fe1\u7528\u5361\u5faa\u74b0\u5229\u606f\u7b49\u7b49\u9ad8\u5229\u7387\u7684\u8ca0\u50b5\u3002<\/p>\n<p>\u9032\u884c\u6574\u5408\u50b5\u52d9\u5f8c\uff0c\u53ef\u4ee5\u900f\u904e\u9280\u884c\u63d0\u4f9b\u7684\u4f4e\u5229\u7387\u8cb8\u6b3e\u65b9\u6848\uff0c\u984d\u5916\u7533\u8acb\u4e00\u7b46\u91d1\u984d\u9ad8\u3001\u5229\u7387\u4f4e\u7684\u8cb8\u6b3e\uff0c\u7136\u5f8c\u5148\u9084\u6e05\u9ad8\u5229\u7387\u7684\u50b5\u52d9\uff0c\u4e4b\u5f8c\u518d\u9084\u6e05\u9019\u7b46\u5229\u7387\u8f03\u4f4e\u7684\u8cb8\u6b3e\u3002<\/p>\n<p>\u9019\u6a23\u4e00\u4f86\uff0c\u53ef\u4ee5\u964d\u4f4e\u5229\u606f\u3001\u6708\u4ed8\u91d1\uff0c\u8cb8\u6b3e\u7684\u8ca0\u64d4\u6703\u6bd4\u8f03\u5c0f\uff0c\u4e5f\u6bd4\u8f03\u80fd\u5920\u76e1\u65e9\u9084\u6e05\u6240\u6709\u50b5\u52d9\u3002<\/p>\n<p>\u6ce8\u610f\uff0c\u50b5\u52d9\u6574\u5408\u4e0d\u662f\u50b5\u52d9\u5354\u5546\uff0c\u5343\u842c\u4e0d\u8981\u641e\u6df7\uff0c\u56e0\u70ba\u50b5\u52d9\u5354\u5546\u662f\u6703\u5f71\u97ff\u4fe1\u7528\u8a55\u5206\u7684\u3002<\/p>\n<blockquote><p>\u5e02\u5834\u5148\u751f\u63d0\u793a\uff1a\u4e00\u4e9b\u5e38\u72af\u7684\u5c0f\u932f\u8aa4\uff0c\u5176\u5be6\u662f\u53ef\u4ee5\u88dc\u6551\u7684\uff0c<\/p>\n<p>\u4f8b\u5982\u4fe1\u7528\u5361\u5fd8\u8a18\u7e73\u6b3e\u904e\u4e86\u671f\u9650\u5e7e\u5929\uff0c\u53ef\u4ee5\u6253\u96fb\u8a71\u53bb\u4f60\u7684\u4fe1\u7528\u5361\u5ba2\u670d\uff0c\u76e1\u5feb\u5b8c\u6210\u88dc\u7e73\uff0c\u4e26\u8868\u660e\u81ea\u5df1\u53ea\u662f\u5fd8\u8a18\uff0c\u4e5f\u8a31\u6709\u6a5f\u6703\u6d88\u9664\u7576\u6b21\u7684\u9072\u7e73\u8a18\u9304\u3002<\/p>\n<p>\u6700\u597d\u662f\u8a2d\u5b9a\u81ea\u52d5\u6263\u6b3e\uff0c\u5426\u5247\u7d00\u9304\u4e0a\u591a\u4e86\u4e00\u7b46\uff0c\u8981\u4e00\u5e74\u624d\u6709\u6a5f\u6703\u6d88\u9664\uff0c\u53ef\u80fd\u81e8\u6642\u9700\u8981\u4fe1\u7528\u6642\u964d\u4f4e\u8a55\u5206\u6642\u5f97\u4e0d\u511f\u5931\u3002<\/p><\/blockquote>\n<h2><span class=\"ez-toc-section\" id=\"%E4%BF%A1%E7%94%A8%E7%A0%B4%E7%94%A2%E5%BE%8C%EF%BC%8C%E5%8F%AF%E8%83%BD%E6%9C%83%E9%81%87%E5%88%B0%E5%93%AA%E4%BA%9B%E7%8B%80%E6%B3%81%EF%BC%9F\"><\/span>\u4fe1\u7528\u7834\u7522\u5f8c\uff0c\u53ef\u80fd\u6703\u9047\u5230\u54ea\u4e9b\u72c0\u6cc1\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u5982\u679c\u50b5\u52d9\u4eba\u5e73\u5e38\u6c92\u6709\u6e96\u6642\u7e73\u6b3e\uff0c\u4e0d\u50c5\u6703\u7522\u751f\u4fe1\u7528\u4e0d\u826f\u8a18\u9304\uff0c\u66f4\u56b4\u91cd\u7684\u8a71\uff0c\u6709\u53ef\u80fd\u7121\u6cd5\u5411\u9280\u884c\u501f\u8cb8\uff0c\u751a\u81f3\u6709\u53ef\u80fd\u5c0e\u81f4\u5f37\u5236\u6263\u85aa\u3001\u540d\u4e0b\u8ca1\u7522\u88ab\u6cd5\u9662\u5f37\u5236\u57f7\u884c\u3002<\/p>\n<h3>1. \u5f37\u5236\u6263\u85aa<\/h3>\n<p>\u5982\u679c\u50b5\u52d9\u4eba\u6c92\u6709\u4f9d\u7167\u7d04\u5b9a\u9084\u6b3e\uff0c\u800c\u4e14\u9280\u884c\u50ac\u7e73\u7121\u6548\u7684\u8a71\uff0c\u9280\u884c\u5c31\u6703\u5411\u6cd5\u9662\u8072\u8acb\u5f37\u5236\u57f7\u884c\u5f37\u5236\u6263\u85aa\u547d\u4ee4\uff0c\u5f37\u5236\u6263\u85aa\u662f\u4ee5<strong>\u6bcf\u6708\u6263\u62bc\u85aa\u6c34\u76841\/3\u4f86\u9084\u6b3e<\/strong>\uff0c\u76f4\u5230\u6b20\u6b3e\u9084\u6e05\u70ba\u6b62\u3002<\/p>\n<h3>2. \u5f37\u5236\u62cd\u8ce3\u52d5\u7522\uff0f\u4e0d\u52d5\u7522<\/h3>\n<p>\u50b5\u52d9\u4eba\u540d\u4e0b\u6709\u52d5\u7522\u53ca\u4e0d\u52d5\u7522\u6642\uff0c\u9280\u884c\u4e5f\u53ef\u80fd\u5411<strong>\u6cd5\u9662\u8072\u8acb\u5f37\u5236\u62cd\u8ce3<\/strong>\uff0c\u7528\u52d5\u7522\u3001\u4e0d\u52d5\u7522\u6cd5\u62cd\u6240\u5f97\u6e05\u511f\u50b5\u52d9\u3002<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E4%BF%A1%E7%94%A8%E7%A0%B4%E7%94%A2%E5%BE%8C%EF%BC%8C%E8%A9%B2%E6%80%8E%E9%BA%BC%E5%81%9A%EF%BC%9F%E5%82%B5%E5%8B%99%E5%8D%94%E5%95%86%EF%BC%8F%E5%82%B5%E5%8B%99%E6%9B%B4%E7%94%9F%EF%BC%8F%E5%82%B5%E5%8B%99%E6%B8%85%E7%AE%97\"><\/span>\u4fe1\u7528\u7834\u7522\u5f8c\uff0c\u8a72\u600e\u9ebc\u505a\uff1f\u50b5\u52d9\u5354\u5546\uff0f\u50b5\u52d9\u66f4\u751f\uff0f\u50b5\u52d9\u6e05\u7b97<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u5982\u679c\u5df2\u7d93\u7121\u529b\u511f\u9084\u50b5\u52d9\uff0c\u9020\u6210\u4fe1\u7528\u7834\u7522\uff0c\u9019\u6642\u53ef\u4ee5\u8d95\u5feb\u8072\u8acb<strong>\u50b5\u52d9\u5354\u5546\u3001\u50b5\u52d9\u66f4\u751f\u3001\u50b5\u52d9\u6e05\u7b97<\/strong>\u7b49\u50b5\u52d9\u6e05\u7406\u7a0b\u5e8f\uff1a<\/p>\n<h3>1. \u50b5\u52d9\u5354\u5546<\/h3>\n<p><a href=/index.html"https:\/\/\/how-to-debt-negotiation\/\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">\u50b5\u52d9\u5354\u5546<\/a>\u610f\u601d\u662f\u8aaa\uff0c\u50b5\u52d9\u4eba\u5df2\u7d93\u8ca0\u64d4\u9f90\u5927\u50b5\u52d9\uff0c\u4e5f\u6c92\u6709\u9084\u6b3e\u80fd\u529b\uff0c\u5df2\u7d93\u7121\u6cd5\u900f\u904e\u50b5\u52d9\u6574\u5408\u7684\u65b9\u5f0f\u89e3\u6c7a\u50b5\u52d9\uff0c\u9019\u6642\u5c31\u53ef\u4ee5\u5148\u8ddf\u9280\u884c\u7533\u8acb\u50b5\u52d9\u5354\u5546\uff0c\u5411\u9280\u884c\u722d\u53d6\u964d\u4f4e\u6708\u4ed8\u91d1\u3001\u5229\u7387\uff0c\u6216\u5ef6\u9577\u9084\u6b3e\u671f\u9650\u7b49\u89e3\u6c7a\u65b9\u6cd5\u3002<\/p>\n<h3>2. \u50b5\u52d9\u66f4\u751f<\/h3>\n<p>\u66f4\u751f\u7a0b\u5e8f\uff0c\u662f\u6307\u50b5\u52d9\u4eba\u5411\u6cd5\u9662\u63d0\u51fa\u9084\u6b3e\u8a08\u756b\u3002\u5047\u5982\u4f60\u6709\u610f\u9858\u9084\u6b3e\uff0c\u4f46\u7121\u6cd5\u8ca0\u64d4\u9f90\u5927\u7684\u50b5\u52d9\uff0c\u9019\u6642\u53ef\u4ee5\u5411\u6cd5\u9662\u8072\u8acb\u50b5\u52d9\u66f4\u751f\u3002<\/p>\n<p>\u50b5\u52d9\u66f4\u751f\u610f\u601d\u5c31\u662f\u8aaa\uff0c\u50b5\u52d9\u4eba\u91dd\u5c0d\u81ea\u5df1\u7684\u8ca0\u50b5\uff0c\u63d0\u51fa\u9577\u90546\u5e74\u3001\u81f3\u5c11\u6bcf3\u500b\u6708\u9084\u6b3e\u4e00\u6b21\u7684\u9084\u6b3e\u8a08\u756b(\u6cd5\u9662\u7a0b\u5e8f\u7a31\u70ba\uff1a\u66f4\u751f\u65b9\u6848)\uff0c\u65b9\u6848\u7d93\u7531\u6cd5\u9662\u8a8d\u53ef\u5f8c\uff0c\u50b5\u52d9\u4eba\u4fbf\u4f9d\u7167\u66f4\u751f\u65b9\u6848\u7684\u5167\u5bb9\u9084\u6b3e\uff0c\u5982\u671f\u7e73\u5b8c\uff0c\u5269\u9918\u6c92\u6709\u6e05\u511f\u7684\u50b5\u52d9\u5c31\u514d\u8cac\u4e86\uff0c\u4e5f\u5c31\u662f\u8aaa\uff0c\u5269\u9918\u6b20\u6b3e\u5c31\u6709\u6a5f\u6703\u4e00\u7b46\u52fe\u92b7\u3002<\/p>\n<p><strong>\u514d\u8cac\u7684\u610f\u601d\u662f\u8aaa\uff0c\u514d\u9664\u5176\u4ed6\u50b5\u52d9\u3002<\/strong><\/p>\n<h3>3. \u50b5\u52d9\u6e05\u7b97<\/h3>\n<p>\u6e05\u7b97\u610f\u601d\u662f\u8aaa\uff0c\u5c07\u50b5\u52d9\u4eba\u540d\u4e0b\u8ca1\u7522\u8b8a\u73fe\uff0c\u4f9d\u6bd4\u4f8b\u5206\u914d\u7d66\u50b5\u6b0a\u4eba\u3002<\/p>\n<p>\u8981\u6ce8\u610f\u7684\u662f\uff0c\u6e05\u7b97\u662f\u7531\u6cd5\u9662\u4f86\u88c1\u5b9a\uff0c\u6cd5\u9662\u88c1\u5b9a\u514d\u8cac\uff0c\u50b5\u52d9\u4eba\u624d\u53ef\u4ee5\u514d\u9664\u6e05\u511f\u7684\u8cac\u4efb\uff0c\u5982\u679c\u6cd5\u9662\u88c1\u5b9a\u4e0d\u514d\u8cac\uff0c\u90a3\u9ebc\u50b5\u52d9\u4eba\u9084\u662f\u8981\u4f9d\u7167\u898f\u5b9a\u7684\u91d1\u984d\u9084\u6b3e\u3002<\/p>\n<p>\u511f\u9084\u50b5\u52d9\u5f8c\uff0c\u50b5\u52d9\u4eba\u53ef\u4ee5\u518d\u8072\u8acb\u514d\u8cac\uff0c\u6cd5\u9662\u6703\u518d\u4f9d\u64da\u50b5\u52d9\u4eba\u7684\u72c0\u6cc1\uff0c\u88c1\u5b9a\u5269\u9918\u6b20\u6b3e\u662f\u5426\u53ef\u4e00\u7b46\u52fe\u92b7\u3002<\/p>\n<blockquote><p><strong>\u50b5\u52d9\u66f4\u751f\/\u50b5\u52d9\u6e05\u7b97\u8207\u5f37\u5236\u6263\u85aa\u7684\u5dee\u5225<\/strong><\/p>\n<p>\u6700\u5927\u5dee\u5225\u5728\u9084\u6b3e\u91d1\u984d\u3002<\/p>\n<ul>\n<li>\u50b5\u52d9\u66f4\u751f\/\u50b5\u52d9\u6e05\u7b97\u9084\u6b3e\u91d1\u984d\u300c\u5c11\u300d\uff1a\u53ea\u9084\u50b5\u52d9\u7684\u4e00\u90e8\u4efd\uff0c\u5229\u606f\u4e5f\u53ef\u80fd\u4e0d\u8a08\u5165\u9084\u6b3e\u3002<\/li>\n<li>\u5f37\u5236\u6263\u85aa\u9084\u6b3e\u91d1\u984d\u300c\u591a\u300d\uff1a\u539f\u59cb\u672c\u91d1\uff0b\u5229\u606f\uff0c\u5168\u90e8\u901a\u901a\u8981\u9084\u6e05\u3002<\/li>\n<\/ul>\n<\/blockquote>\n<h3>\u7533\u8acb\u50b5\u52d9\u66f4\u751f\/\u50b5\u52d9\u6e05\u7b97\u7684\u597d\u8655<\/h3>\n<ul>\n<li>\u806f\u5408\u5fb5\u4fe1\u4e2d\u5fc3\u7684\u8a18\u9304\u6703\u66ab\u6642\u8a3b\u8a18<\/li>\n<li>\u50b5\u52d9\u4eba\u8981\u6c42\u7e2e\u5c0f\u9084\u6b3e\u91d1\u984d<\/li>\n<li>\u66ab\u505c\u6cd5\u9662\u57f7\u884c\u6216\u8a34\u8a1f\u6848\u4ef6<\/li>\n<li>\u6709\u6536\u5165\u8b49\u660e\u76e1\u529b\u6e05\u511f\u4f9d\u53ef\u8ca0\u64d4\u91d1\u984d\u90846\u5e74\u6216\u7121\u6536\u5165\u7d93\u6e05\u7b97\u7d42\u7d50\u76f4\u63a5\u514d\u9664\u50b5\u52d9<\/li>\n<\/ul>\n<h3>\u50b5\u52d9\u6e05\u7406\u7a0b\u5e8f\u7684\u63ed\u9732\u671f\u9650<\/h3>\n<p>\u5404\u985e\u50b5\u52d9\u7684\u6e05\u7406\u7a0b\u5e8f\uff0c\u5728\u806f\u5fb5\u8a18\u9304\u4e5f\u6709\u4e0d\u540c\u7684\u63ed\u9732\u671f\u9650\uff0c\u53ef\u4ee5\u53c3\u8003\u4e0b\u8868\uff1a<\/p>\n<table style=\"width: 100%;\">\n<tbody>\n<tr>\n<td style=\"background-color: #014876; width: 190.05%;\" colspan=\"2\">\n<p style=\"text-align: center;\"><span style=\"font-size: 20px; color: #ffffff;\"><b>\u50b5\u52d9\u5354\u5546\uff0f\u50b5\u52d9\u66f4\u751f\uff0f\u50b5\u52d9\u6e05\u7b97(<\/b><b>\u63ed\u9732\u671f\u9650\uff1a6\u500b\u6708-10\u5e74)<\/b><\/span><\/p>\n<\/td>\n<td style=\"width: 0.344828%;\"><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 19.2371%; text-align: center;\"><b>\u50b5\u52d9\u6e05\u7406\u7a0b\u5e8f<\/b><\/td>\n<td style=\"width: 170.813%; text-align: center;\"><b>\u63ed\u9732\u671f\u9650<\/b><\/td>\n<td style=\"width: 0.344828%;\"><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 19.2371%; text-align: center;\"><span style=\"font-weight: 400;\">\u50b5\u52d9\u524d\u7f6e\u5354\u5546\u6210\u7acb<\/span><\/td>\n<td style=\"width: 170.813%; text-align: center;\"><span style=\"font-weight: 400;\">\u5c65\u7d04\u5b8c\u6210\u65e5\u6216\u63d0\u524d\u6e05\u511f\u65e5\u8d77\u52a01\u5e74<\/span><\/td>\n<td style=\"width: 0.344828%;\"><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 19.2371%; text-align: center;\"><span style=\"font-weight: 400;\">\u50b5\u52d9\u524d\u7f6e\u5354\u5546\u4e0d\u6210\u7acb<\/span><\/td>\n<td style=\"width: 170.813%; text-align: center;\"><span style=\"font-weight: 400;\">\u7d50\u6848\u65e5\u8d77\u52a06\u500b\u6708<\/span><\/td>\n<td style=\"width: 0.344828%;\"><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 19.2371%; text-align: center;\"><span style=\"font-weight: 400;\">\u50b5\u52d9\u66f4\u751f<\/span><\/td>\n<td style=\"width: 170.813%; text-align: center;\"><span style=\"font-weight: 400;\">\u5c65\u7d04\u5b8c\u6210\u65e5\u8d77\u63ed\u97324\u5e74\uff0c\u6700\u9577\u4e0d\u5f97\u8d85\u904e\u6cd5\u9662\u88c1\u5b9a\u4e4b\u66f4\u751f\u65b9\u6848\u65e5\u8d7710\u5e74<\/span><\/td>\n<td style=\"width: 0.344828%;\"><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 19.2371%; text-align: center;\"><span style=\"font-weight: 400;\">\u50b5\u52d9\u6e05\u7b97<\/span><\/td>\n<td style=\"width: 170.813%; text-align: center;\"><span style=\"font-weight: 400;\">\u88c1\u5b9a\u6e05\u7b97\u65e5\u8d77\uff0c\u63ed\u973210\u5e74<\/span><\/td>\n<td style=\"width: 0.344828%;\"><\/td>\n<\/tr>\n<tr style=\"height: 96px;\">\n<td style=\"width: 190.395%; height: 96px;\" colspan=\"3\">\n<p style=\"text-align: right;\"><span style=\"font-weight: 400;\">\u8cc7\u6599\u4f86\u6e90\uff1a<\/span><a href=/index.html"https:\/\/www.jcic.org.tw\/main_ch\/docDetail.aspx?uid=78&amp;pid=78&amp;docid=84\" target=\"_blank\" rel=\"noopener nofollow\" data-wpel-link=\"external\"><span style=\"font-weight: 400;\">\u806f\u5408\u5fb5\u4fe1\u4e2d\u5fc3<\/span><\/a><br \/>\n\u8cc7\u6599\u6574\u7406\uff1a<a href=/index.html"https:\/\/\/\" target=\"_blank\" rel=\"noopener noreferrer\" data-wpel-link=\"internal\">Mr.Market\u5e02\u5834\u5148\u751f<\/a><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><span class=\"ez-toc-section\" id=\"%E5%BF%AB%E9%80%9F%E6%95%B4%E7%90%86%EF%BC%9A%E5%A6%82%E4%BD%95%E5%9F%B9%E9%A4%8A%E8%89%AF%E5%A5%BD%E4%BF%A1%E7%94%A8%EF%BC%9F\"><\/span>\u5feb\u901f\u6574\u7406\uff1a\u5982\u4f55\u57f9\u990a\u826f\u597d\u4fe1\u7528\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u4fe1\u7528\u4e0d\u826f\u7684\u985e\u578b\u5927\u81f4\u53ef\u5206\u70ba\uff1a\u7e73\u6b3e\u3001\u8ca0\u50b5\u548c\u5176\u4ed6\u985e\uff0c<\/p>\n<p>\u5982\u679c\u60f3\u8981\u57f9\u990a\u826f\u597d\u4fe1\u7528\uff0c\u63d0\u9ad8\u4fe1\u7528\u5206\u6578\uff0c\u5efa\u8b70\u53ef\u4ee5\u7dad\u6301\u4ee5\u4e0b\u826f\u597d\u7fd2\u6163\uff1a<\/p>\n<ul>\n<li>\u6e96\u6642\u7e73\u6b3e\uff0c\u4fe1\u7528\u5361\u5efa\u8b70\u5168\u984d\u7e73\u6b3e\uff0c\u4e0d\u8981\u53ea\u7e73\u6700\u4f4e\u61c9\u7e73\u91d1\u984d<\/li>\n<li>\u6b63\u78ba\u4f7f\u7528\u4fe1\u7528\u5361\uff0c\u5305\u542b\uff1a\u4e0d\u8981\u52d5\u7528\u5faa\u74b0\u5229\u7387\uff0c\u4e0d\u8981\u4f7f\u7528\u9810\u501f\u73fe\u91d1<\/li>\n<li>\u4e0d\u8981\u983b\u7e41\u7533\u8acb\u8cb8\u6b3e\u3001\u4fe1\u7528\u5361<\/li>\n<li>\u4e0d\u8981\u5e6b\u4eba\u4f5c\u4fdd\uff0c\u56e0\u70ba\u6703\u589e\u52a0\u8ca0\u50b5\u6bd4\uff0c\u964d\u4f4e\u4fe1\u7528\u8a55\u5206<\/li>\n<li>\u6e1b\u5c11\u8ca0\u50b5\uff0c\u907f\u514d\u6709\u903e\u671f\u7e73\u6b3e\u3001\u9280\u884c\u50ac\u6536\u3001\u5446\u5e33\u4e0d\u7406\u3001\u9000\u7968\u7684\u8a18\u9304<\/li>\n<li>\u907f\u514d\u526a\u5361\u3001\u505c\u5361\uff0c\u505c\u5361\u524d\u6ce8\u610f\u662f\u5426\u5df2\u7e73\u6e05\u5206\u671f\u5361\u8cbb<\/li>\n<li>\u5982\u679c\u6709\u591a\u7b46\u8cb8\u6b3e\uff0c\u5efa\u8b70\u9032\u884c<a href=/index.html"https:\/\/\/debt-consolidation-0\/\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">\u50b5\u52d9\u6574\u5408<\/a>\uff0c\u76e1\u65e9\u7e73\u6e05\u8cb8\u6b3e<\/li>\n<\/ul>\n<p>\u984d\u5916\u5206\u4eab\u5408\u6cd5\u7684\u9280\u884c\u8cc7\u91d1\u9031\u8f49\u7ba1\u9053\u3001\u7406\u50b5\u76f8\u95dc\u6587\u7ae0\uff1a<\/p>\n<ol>\n<li>\u6c92\u6709\u4fe1\u7528\u7455\u75b5\uff1a<a href=/index.html"https:\/\/\/what-is-credit-loans\/\" target=\"_blank\" rel=\"noopener noreferrer\" data-wpel-link=\"internal\">\u9280\u884c\u4fe1\u8cb8\u662f\u4ec0\u9ebc\uff1f\u6709\u54ea\u4e9b\u7533\u8fa6\u689d\u4ef6\uff1f<\/a><\/li>\n<li>\u6709\u623f\u5b50\uff1a<a href=/index.html"https:\/\/\/house-loan-add-process\/\" target=\"_blank\" rel=\"noopener noreferrer\" 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